Are you looking forward to a special holiday? Or are you headed out for a pilgrimage? Whether you take a long vacation or a short one, whether you go to a far off land across international borders or you take a short trip to a domestic holiday destination, it is always considered as a special time of your life. Wherein, you make thousands of memories that last a life time. But it is always better to take necessary precautions so that nothing disrupts the smooth flow of your perfect holiday.
Most people do not consider it necessary to opt for any sort of insurance while travelling, however that should not be the case. Most of the times people view it as an added expenditure, but they fail to understand that it is in their best of interests. Opting to purchase travel insurance each time you travel turns out to be the best thing to do in the long run.
When on a vacation, nobody expects any hassle, but it is better to be prepared for all sorts of situations. We expect our luggage to be safe and sound while travelling, but there is no guarantee for the same. We expect that there shall be no cancellations while we travel, but we can’t be sure of it. We expect the weather will remain pleasant when we have to travel, but again there is no surety for it and neither anyone has any control over it. We expect to remain in best of our health while we travel, but then again, there is no assurance for it. However, these are only a few uncertainties that might cause unnecessary disruption in our pleasant and happy holiday mood. Apart from these situations, there could be many more things that could go wrong while we travel. God forbid, if any such discrepancy occurs we must in a situation to cope, with a cushion to fall back upon. This cushion is nothing else than travel insurance
By opting to purchase travel insurance, an individual gets the much needed support as well as assistance to deal with unforeseen and unpleasant situations. It helps an individual in handling any unexpected situation, which might disrupt our smooth travel. So now, while going on a holiday, whether oversees or in India, you should consider purchasing short-term travel insurance. Apart from offering travel insurance, this short-term travel insurance shall also offer you with short-term health insurance. Furthermore, short-term travel insurance is also known as single trip insurance. To explain it, we can say that single trip insurance is that insurance which you purchase for one specific holiday or vacation. In addition to this, it covers cancellation, loss of baggage, as well as medical expenses while you are on your trip or travelling.
Single trip travel insurance is suitable for any kind of travel, but it is most beneficial when you are traveling with your family. Single trip family travel insurance will protect you if something should go wrong on your special holiday. You get short-term medical coverage and in addition you will not lose the money that you invested in the trip if any unforeseen circumstance comes up.
There are numerous insurance companies available in the market offering all types of travel insurance plans. Now, with this, there arises a problem of availability of endless options. This in turn makes it difficult to opt for any one travel insurance plan. In order to deal with such a situation, it is necessary that an individual opts for that insurance plan, which happens to be most suitable for him or her. Now, to check for the suitability of any given insurance plan, be it health, travel or accident, it is best to be aware of a few things. These things are none other than, inclusions, exclusions, benefits being offered, type of coverage options available and terms and conditions of a policy. Such things help an individual in determining a policy’s suitability, thus it is required that an individual is aware of them all.
Suitability of any given insurance plan is of utmost importance, as it’s the suitability that determines if an individual shall be able to reap maximum benefits from it or not. Furthermore, with the availability of insurance products online, an individual can easily check out and compare all available insurance policies. Along with this, online insurance also allows an individual to read all about any given insurance policy and gain in-depth knowledge about the same. Plus, the best thing about online insurance is that an individual can get insured almost instantly.
Apollo Munich’s Travel insurance Plans aim to make your travel safe and hassle free by guarding you against all travel and non-travel inconveniences, emergency medical costs incurred in the event of any unforeseen event.
Apollo Munich Health Insurance is a joint venture between India’s largest integrated healthcare group, the Apollo Hospitals Group, and Munich Health, Europe’s leading healthcare insurer. With a backbone of over 60 years of experience globally, Apollo Munich Health Insurance offers a comprehensive range in travel insurance plans that are designed keeping you and your needs in mind.
Highlights of Apollo Munich Health Travel Insurance plans:
Pre-trip information service provides you important up-to-date travel and health information.
24/7 access to medical advice on telephone from anywhere in the world.
Referral of medical service providers and hospitals.
Reimbursement of medical expenses incurred during hospitalization (where ever possible).
Arrangement of compassionate visit / emergency evacuation / repatriation/ repatriation of mortal remains.
Lost luggage / passport assistance.
Embassy / interpreter referral services.
Segment specific plans with special plans for Asia region (excluding Japan).
No medical tests required upto 70 years of age.
And many more…