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If a person is taking too many trips in a year, be it for business or for pleasure, it is advisable to opt for travel insurance. But, then, if a person is a frequent traveler, it will be costly to buy travel insurance every now and then. So, if you happen to be one of those who have to travel many times throughout the year then you should consider investing in annual multi trip travel insurance. This plan offers an individual with the ability to buy travel insurance for multiple trips being made by an individual in a whole year. Multi trip travel insurance provides protection to travelers against unexpected costs, such as flight delays, cancellations, lost luggage etc. 
Now, where on one hand multi-trip travel insurance offers travel insurance to an individual for all trips made in a year, one the other it has a maximum cap on the number of travel days. According to the plan, it says that the maximum duration of a single trip can only be 30 or 60 days. And, there is also an annual limit, which is of 180 days.
Other than this, under this plan, only those individuals are covered falling under the age group of six months seventy one years. Furthermore, an individual can opt for any given variant from the available four for this particular plan, namely, Platinum, Gold, Silver and Asian Region. However, one should take note of the fact that platinum plan is not available for people aged between sixty one to seventy years of age.  
Furthermore, the sum insured under this plan ranges from USD 25,000 to USD 5, 00,000. Each of its variant has a separate set of benefits to offer. Under Asian Region, an individual gets coverage for things like medical expenses, dental treatment, repatriation of mortal remains, loss of passport, personal accident, personal accident – common carrier, personal liability and hijack daily allowance. After this, under the variant, Silver, apart from getting all benefits enlisted under Asian Region, there are some additional benefits an individual get coverage for, namely, total loss and delay of checked baggage along with coverage for financial emergency.
In addition to the benefits offered by Asian Region and Silver variants, gold variant offers a few other benefits too. Along with offering all their benefits, Gold variant offers coverage options, like, hospital daily cash, trip delay as well as trip cancellation. Apart from, Asian Region, Silver and Gold, there is yet another variant offered by Multi-Trip Travel Insurance policy, that is, Platinum.
Under Platinum variant, an individual can easily enjoy all coverage options being offered by all previous three variants, namely Asian Region, Silver and Gold. In addition to them, Platinum offers an individual coverage for trip curtailment along with missed connection. One should also note that the range for the coverage being offered also changes with the variant. Such coverage options, help in making your trip a peaceful one.
What is more important is that, good multi trip insurance gives you peace of mind that will tide you through, if you face any difficulties on your trip. Without appropriate multi trip travel insurance, you may have to undertake significant financial expenditure to get the care that you require.
Today insurance companies have started offering all their products online. They showcase their respective products as well as furnish detailed information about them. With the availability of online insurance, an individual can check out all the available options as well as compare them with one another. This comparative analysis further amounts to selecting that plan, which is best suited.
HDFC Ergo Health (formerly Apollo Munich)’s Multi trip Travel Insurance Plans aim to make your travel safe and hassle free by guarding you against all travel and non-travel inconveniences, emergency medical costs incurred in the event of any unforeseen event.
Apart from Annual Multi-Trip Travel Insurance plan, HDFC Ergo Health (formerly Apollo Munich) also offers travel insurance in the form of, namely, Individual Plan, Family Plan and Senior Citizen Plan. All these plans have been designed in such a way, so as to cater to an individual’s ever changing or dynamic needs. It should also be taken into account that the sum insured of all these plans is different from one another. Sum insured for Individual Plan ranges from USD 25,000 to USD 5, 00,000, for Family Plan, sum insured ranges from USD 25,000 to USD 1, 00,000 and that for Senior Citizen plan ranges from USD 50,000 to 1, 00,000. 
HDFC Ergo Health Insurance Ltd. (formerly Apollo Munich Health Insurance) is a joint venture between India’s largest integrated healthcare group, the Apollo Hospitals Group, and Munich Health, Europe’s leading healthcare insurer. With a backbone of over 60 years of experience globally, HDFC Ergo Health (formerly Apollo Munich) offers a comprehensive range in travel insurance plans that are designed keeping you and your needs in mind. Apart from travel, it also offers people with innovative insurance solutions for health and accident.
Highlights of HDFC Ergo Health (formerly Apollo Munich) Travel Insurance plans:
  • Pre-trip information service provides you important up-to-date travel and health information.
  • 24/7 access to medical advice on telephone from anywhere in the world.
  • Referral of medical service providers and hospitals.
  • Reimbursement of medical expenses incurred during hospitalization (where ever possible).
  • Arrangement of compassionate visit / emergency evacuation / repatriation/ repatriation of mortal remains.
  • Lost luggage / passport assistance.
  • Embassy / interpreter referral services.
  • Segment specific plans with special plans for Asia region (excluding Japan).
  • No medical tests required up to 70 years of age.
And many more…
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