Airline travel is a provision that help reach the desired destination in shortest time frame. Today, it is not only made easy but also safe. The provision of airline travel insurance makes it possible to secure our travel with an insurance cover to safeguard ourselves in time of difficulties.
So, in case you are planning to a trip in the coming months, you can consider investing in airline travel insurance. Airline travel insurance is important for both to save money when you are traveling and your flight gets cancelled, and also to cover your expenses in case something unexpected happens.
Airline travel insurance covers air trip insurance which will reimburse you any prepaid expenses that you would lose otherwise, if your flight gets cancelled or you could not take the flight. Other eventualities covered by airline travel insurance are trip delay due to common problems, natural disasters or weather, terrorism, or other factors; giving you the option of either returning home, or finishing your trip by catching a new flight in return for the one you missed.
Easy Travel Insurance Plan
offered by Apollo Munich is available as Easy Domestic travel, Easy Travel- Individual, Easy Travel- Family, Easy Travel- Senior Citizen Plan and annual Multi Trip Plan. These plans are further divided into five broad variants, namely, Platinum, Gold, Silver, Bronze and Asian Region.
It is to be noted that all plans are not available in all available variants. Individual Plan is the only plan that offers all the above mentioned five variants and its sum insured ranges from USD 25,000 to USD 5, 00,000. Under individual plan, people falling in the age group of 6 months to 70 years are covered. Furthermore, there is also a duration assigned to the trip being made, which is 180 days.
When talking about Family Plan, it offers only three variants, namely, Silver, Bronze and Asian Region. Family covers two adults, that is, self and spouse who are up to 70 years of age and a total of four children can be covered, who are well below 21 years of age. Along with this, the sum insured for this plan ranges from USD 25,000 to USD 1, 00,000. Furthermore, even the family plan covers people falling within the age group of 6 months to 70 years and children are covered up to the age of 21 years. And the maximum duration of the trip amounts to not more than 180 days.
Senior citizen travel insurance plan
is meant for the people falling in the age group of 71 to 80 years and is available in variants of silver and bronze only. As compared with the sum insured of other plans, the sum insured options for this plan is comparatively low, that is, USD 50,000 to USD 1, 00,000 only. Under this plan, the maximum duration of the trip being made cannot exceed 180 days. Furthermore, in order to avail this type of plan, it is required that the individual gets a medical examination done along with a few mandatory medical tests. And, the maximum liability under medical treatment is limited up to USD 15,000 per illness and USD 25,000 per accident.
And when it finally comes to Annual Multi Trip Plan
, there are only Platinum, Gold Silver and Asian Region variants available in it. The sum insured under this travel plan ranges from USD 25,000 to USD 5, 00,000. Like, family plan and individual plan, annual multi trip plan also covers individuals falling in the age group of 6 months to 70 years. However, the platinum plan cannot be availed for individuals aged between 61 to 70 years of age. And, the maximum duration per trip shall be 30 or 60 days, with an annual limit of 180 days.
Where on one hand there are so many inclusions to a travel policy, there are some exclusions as well, that a person should always refer to while purchasing travel insurance. Some of the exclusions under Apollo Munich’s Easy Travel Insurance Plan are pre-existing diseases, HIV/AIDS, traveling abroad for medical treatment, pregnancy, childbirth and its complications, etc.
It is advisable to be aware of the claim procedure of Apollo Munich’s Easy Travel Insurance Plan. In the event of any loss, accident or sickness, the policy holder is required to get in touch with our 24-hour service center to register the claim and get a claim reference number. This claim reference number is then to be used for all future communications.
Apollo Munich Health’s Travel insurance Plans aim to make your travel safe and hassle free by guarding you against all travel and non-travel inconveniences, emergency medical costs incurred in the event of any unforeseen event. Apollo Munich Health is a joint venture between India’s largest integrated healthcare group, the Apollo Hospitals Group, and Munich Health, Europe’s leading healthcare insurer. Apollo Munich has been offering innovative health, travel and accident insurance solution to the masses belonging to any part of India.
Highlights of Apollo Munich Health Travel Insurance plans:
Pre-trip information service provides you important up-to-date travel and health information.
24/7 access to medical advice on telephone from anywhere in the world.
Referral of medical service providers and hospitals.
Reimbursement of medical expenses incurred during hospitalization (where ever possible).
Arrangement of compassionate visit / emergency evacuation / repatriation/ repatriation of mortal remains.
Lost luggage / passport assistance.
Embassy / interpreter referral services.
Segment specific plans with special plans for Asia region (excluding Japan).
No medical tests required up to 70 years of age.
And many more…