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Do you take your health for granted or are you very particular about what you eat and how much you workout? Whatever the case may be you should be aware of the latest healthcare initiatives both preventive and diagnostic. Another thing you need to be aware of is the spiraling medical costs which are accelerating at rocket speed. What you require is Personal Health Insurance. Personal health insurance is insurance coverage that takes care of your medical expenses and can also include insurance covering disability or long-term nursing or custodial care needs, depending on the plan you opt for.
To choose from the sea of Personal Health policies available in market is a tedious job and one should do a comprehensive research before investing. Personal Health Insurance Plans from HDFC Ergo Health (formerly Apollo Munich) will cover you against the unexpected health concerns as well as for your routine and preventive health needs.
HDFC Ergo Health (formerly Apollo Munich) is a joint venture between India’s largest integrated healthcare group, the Apollo Hospitals Group, and Munich Health, Europe’s leading healthcare insurer. With a backbone of over 60 yrs of experience globally, HDFC Ergo Health (formerly Apollo Munich) offers a comprehensive range in Personal health insurance plans that are designed keeping you and your needs in mind.
You can avail of HDFC Ergo Health (formerly Apollo Munich)’s Personal health Insurance policies on a cashless basis in over 4000 hospitals. As a result, you can manage your expenses easily and have a hassle-free transaction. The policies are available in three variants – Standard, Exclusive & Premium; you can choose what sum you want to insure from a wide range of Rs 1 lakh to Rs 10 lakhs and you get to choose your own premium, so you are able to decide what would suit your needs best.
The Personal Health Insurance policies are power-packed with unique features like cash credited on daily basis on choosing shared accommodation, daily cash for accompanying an insured child, maternity expenses*, health check-up, spectacles, contact lenses, and out-patient dental treatment** etc..
Highlights of HDFC Ergo Health (formerly Apollo Munich)’s Individual Health Insurance plan:
  • Provides broad cover for medical treatment of illnesses and accidents that require ‘in-patient’ hospitalization
  • Critical illness cover (available as an option)
  • Covers diagnostic procedures, boarding & lodging, ICU, Surgery cost and prosthetic costs among others
  • Offers coverage from 5 years onwards, the maximum entry age being 60 years
  • Covers child dependent from 91st day if both parents are covered
  • Provides tax benefits for premium amount under section 80D of Income Tax Act.
*waiting period of 6 years.
** waiting period of 3 years.
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