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You want the best for your family, don’t you? It is expected for every individual to get his/ her dear ones the best facilities while keeping at par with the personal abilities. In the like manner, when it comes to health you would want to arrange the best quality healthcare for them. That includes the best healthcare services. Access to quality healthcare that is affordable is easily the biggest challenge for everyone today. The increased healthcare expenses are undoubtedly an issue for most of us. It is difficult to ensure best healthcare to all the family members. In this situation, family health insurance policies take care of your medical and healthcare expenses. They cover disability or long-term nursing or custodial care needs, depending on the plan you opt for.
Family insurance is the best available option as per the present scenario. They can make life easier for complete family. There is a wide range of family floater health insurance plans available in the market and it is advisable that you do a thorough research before you invest. They have been incorporated with several different features and list of benefits. One such plan is sufficient enough to guarantee the healthcare safety to people. It is a wise investment that pays back with best returns.
A family health cover can cater to healthcare needs of all family members. It generally covers the spouse, dependent parents and dependent children. At the cost of single insurance premium, one plan can ensure best treatment to all insured members. 
Indian health insurance market has several options to offer in this regard. It has formulated various innovative and comprehensive health plans. There is no lack of family health insurance policies. With ample variety, all citizens can choose the plan that can take good care of his/ her dear ones. Framed in affordable policy variants, policies are affordable for all. Family Health Insurance Plans from HDFC Ergo Health Insurance Ltd. (formerly Apollo Munich Health Insurance) will cover you against the unexpected health concerns as well as for your routine and preventive health needs. Besides the basic coverage features, they features a long list of benefits. 
HDFC Ergo Health Insurance Ltd. (formerly Apollo Munich Health Insurance) is a joint venture between India’s largest integrated healthcare group, the Apollo Hospitals Group, and Munich Health, Europe’s leading healthcare insurer. With a backbone of over 60 years of experience globally, HDFC Ergo Health (formerly Apollo Munich) offers a comprehensive range in health insurance plans that are designed keeping you and your needs in mind. Keeping a track of changing healthcare needs of people, plans are formulated accordingly. Under the team of experts, it aims at providing easy healthcare solutions that can genuinely take care of wellbeing of people. 
You can avail of HDFC Ergo Health (formerly Apollo Munich)’s Family health Insurance policies on a cashless basis in over 4000 hospitals. This lets you manage your expenses without any hassle. The policies are available in three variants – Standard, Exclusive & Premium; you can choose what sum you want to insure from a wide range of Rs 1 lakh to Rs 10 lakhs and you get to choose your own premium, so you are able to decide what would suit your needs best. 
HDFC Ergo Health (formerly Apollo Munich)’s Health Insurance policies are power-packed with unique features like cash credited on daily basis on choosing shared accommodation, daily cash for accompanying an insured child, maternity expenses*, health check-up, spectacles, contact lenses, and out-patient dental treatment** etc..

Highlights of HDFC Ergo Health (formerly Apollo Munich)’s Family Health Insurance Plan: 

  • Provides broad cover for medical treatment of illnesses and accidents that require ‘in-patient’ hospitalization
  • Critical illness cover (available as an option)
  • Covers diagnostic procedures, boarding & lodging, ICU, Surgery cost and prosthetic costs among others
  • Offers coverage from 5 years onwards, the maximum entry age being 60 years
  • Covers child dependent from 91st day if both parents are covered
  • Provides tax benefits for premium amount under section 80D of Income Tax Act.
  • Cashless mediclaim in over 4000 hospitals across the network hospitals.
With all benefits included, its plans ensure comprehensive coverage to all the insured members. Once insured complete family can enjoy best medical care devoid of any need to compromise with the quality of treatment. 
Time and again HDFC Ergo Health (formerly Apollo Munich) has stretched its limit. It has come up with plans that feature innovative benefits. One such initiative by it is Optima Restore- an Unbelievable health plan. As a family health cover, this plan offers Restore benefit to insured members. Under this unique health insurance benefit, insured can claim the coverage even if the entire sum insured amount is exhausted during the policy period. The policy reinstates/ restores the amount up to the limit of sum insured. This allow other insured member to utilize the insurance benefits if happen to fall in in need of it in the same time span. Policy with such features have been devised to ensure insurance coverage right at the time of need. Once insured all family members can claim coverage as and when required. 
So, ample choices are available. You can make your pick and enjoy tension free healthcare in future. Choose the family health insurance plan that can take good care of all your family members’ wellbeing. Today is the right time to take a decision. Make a wise investment for your healthy future.  

Know more about family health insurance plans here
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