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Individual Personal Accident Plan: Let's Uncomplicate and have a secure tomorrow
With a bit of care today, you can have a secure tomorrow!
In order to offer you superior accident insurance coverage, HDFC Ergo Health (formerly Apollo Munich) has designed Individual Personal Accident Plan based on the principle of prevention and wellness.
When you invest in the protective cover of a personal accident insurance plan by HDFC Ergo Health (formerly Apollo Munich), you can be assured that no matter where or when or how the accident happens*, your policy will cover you against all unexpected medical costs, which are usually not covered in the regular health insurance policy.
This Personal Accident Plan is not made only for you but it adequately covers your family too (if opted, which can include spouse, dependent children and dependent parents). As part of the benefits you receive compensation during an event of bodily injury or accidental death. This compensation is in addition to the medical reimbursements for hospitalization and in-patient treatment. However, this is not all; you can get access to other benefits like family transportation, transportation of imported medicines, purchase of blood, modification of vehicle and residence.
This policy is issued for a period of one year and cover persons between 5 to 70 years. Child below 5 years can be covered from 91st day onwards if both parents are covered under the same policy.
* Please read the exclusions
Let's Uncomplilcate With value-added services
Health Risk Assessment
We offer our customers maximum health benefits with minimum efforts. The globally validated online health risk assessment is provided to all our customers. This helps them to profile their health status, and will also offer personalised wellness recommendations on diet, lifestyle, nutrition, etc.
24 Hrs Help Line
All insured members can call the Healthline and quote their unique customer ID (provided with the policy) to reach our experts and avail primary consultation, health-related consultation, individual referrals, health information, nutrition and diet, at no extra cost.
Let's Uncomplicate With best-in-class benefits
Get a lump sum payment in the event of death due to an accident.
In case of Accidental Death or Permanent Total Disablement get 50% of Sum Insured per Dependent Child up to a maximum of two Dependent Children for pursuing an educational course.*
In case of Accidental Death or Permanent Total Disablement get the reimbursement of the expenses incurred in transporting one immediate family member to the hospital.**
Get a weekly allowance in case of Temporary Total Disablement.
Get your medical expenses reimbursed for in-patient treatment in a hospital due to an accident.
Get a lump sum payment in an event of fracture of bone due to an accident as per the scale.
*Provided that such dependent child is pursuing an educational course as a full time student in an educational institution.
**provided such hospital is located at least 200 km from the insured person's residence.
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