Covers 37 Critical illnesses
Second Opinion Benefit
Health Risk Assessment
Sum Insured Enhancement
When someone is diagnosed or faces such a tragic illness, they often go into survival mode and don’t think of these things but the reality is you need to. And, it’s better to plan ahead for this then to have the mentality of
Today we live in a fast paced and progressive world that sometimes takes away more that it gives. Changing lifestyles are making Indians increasingly fall prey to the non-communicable critical illnesses such as
and many more.
These critical illnesses are always associated with an increased cost of treatment along with a long and expensive recovery process. A basic health insurance policy may not be sufficient to cover all medical costs, especially in case of critical illness or accident which require a long term treatment. This financial burden needs to be supported by a special financial protection plan,
What is Optima Vital?
Do I need optima vital if I have a Health Insurance cover?
What does this plan cover?
What are the Sum Insured’s available under the plans?
Is there any survival period?
Who can I purchase the policy for?
Is there an age limit for opting Optima Vital?
Will I be able to cover my non-earning spouse, children and parents under the policy?
How long is my Policy valid for?
Will I get a discount on a 2-year policy tenure?
Until what age can I renew my Policy?
Can I increase my Sum insured?
Is there a cashless facility under Critical illness plan?
Is there a death benefit under this plan?