Request A Call Back icon
CLAIMS SETTLED Rupees 2,913 Crores Claims Settled from Inception till June 2017.
Claim Board
I have read and agree to the Terms & Conditions. I authorize Apollo Munich Health Insurance and associate partners to contact me via email or phone or SMS. 

Optima Restore Individual Plan

One of the major issues faced by policyholders after the entire sum insured is exhausted before the end of policy term is the lack of coverage (for the remaining period). Apollo Munich Optima Restore is an award-winning product that ensures the policy covers all the member(s) for the entire duration of the policy even after a claim has been made. This is also what makes Optima Restore our best-selling product since it was launched in 2012.

The policy has three incredible benefits- Stay Active, Restore and Multiplier.

The Stay Active benefit rewards customers who lead an active lifestyle, the benefit allows a customer to enjoy premium discounts by simply walking. We will also provide you with a mobile application that allows you to track your progress.

Restore is a super benefit, which automatically reinstate the entire sum insured (by 100% of basic sum insured) as soon as the sum insured is consumed.

Restore benefit features:-

  • It is triggered only after the entire core cover (+bonus) is exhausted.
  • It is applicable only once during a policy year and is not carried forward to the next year.
  • It covers every unrelated claim in a policy year.

Under the Multiplier benefit, if there is no claim in the first year of the policy year, the sum insured will grow by 50 percent of the basic um Insured  in the following year.

With rising medical inflation, Optima RESTORE offers a viable option considering its everlasting benefits. Buy Apollo Munich Optima Restore online and get cashless access to over 4500+ network hospitals in over 800 cities.