Request A Call Back icon
CLAIMS SETTLED Rupees 2,913 Crores Claims Settled from Inception till June 2017.
Claim Board
Buy > Health Insurance Plans > Individual > Optima Cash Platinum Plan



Optima Cash Platinum Plan

The rising cost of medical treatments in India is directly increasing the financial burden on the family of a patient. No wonder many a times the patients’ family faces cash-crunch to take care of other medical/non-medical expenses. HDFC Ergo Health (formerly Apollo Munich) Optima Cash ensure that there is always just the ‘enough’ cash available to the Optima Cash policyholder at every stage of the medical treatment.
This top-up health insurance plan pays daily cash benefit to the policyholder in the event of hospitalization who may in turn; use this cash for any type of medical or non-medical expenses.

Optima Cash features

  • In the event of hospitalization, it pays a lump sum amount, which can further be utilized towards medical expenses or additional expenses like attendant’s food, travel and accommodation.
  • Buying Optima Cash doesn’t involve any submission of medical bill and no pre policy check up. It also offers tax benefit under section 80 D of Income Tax act.
  • It is a cost-effective top up health insurance plan for anyone between age 5 years and 65 years, which is also available to dependent children after 91 days of birth.
  • This policy also comes with a convalescent cash benefit.

Buy Optima Cash online and mitigate your financial risk and take due care of all your health-related expenses.