Request A Call Back icon
CLAIMS SETTLED Rupees 2,913 Crores Claims Settled from Inception till June 2017.
Claim Board
Sitemap > Health Insurance Articles > Medical Care > Family Medical Care

Are you looking for a family medical care plan? If yes, there are many options available for you in Indian health insurance market. Many Insurance companies have turned up in market with their plans, which are customized to match your requirements.

They incorporate innovative features and benefits to make coverage unique. Family medical care provides solution to medicare needs of all your family members (which may include you, your spouse, your dependent children and your dependent parents).
In health insurance there are numerous options available. They offer rich variety to people across the globe. As illnesses see no bar of age or income level, it is essential for all to buy themselves a suitable health cover. However, the foremost need is to analyze the personal healthcare needs. To choose the best plan for self, it is important to find a plan that can meet personal healthcare requirements.
Besides individual health insurance, family medical care is also an option. It is a tool that provides shelter to all family members. Under the coverage of one such plan, all members can enjoy quality treatment devoid of any hassle. 
Investment in family medical care insurance is truly beneficial for the buyer. Paying premium once ensure health security to all. Once insured, all covered members can seek insurance coverage and hassle healthcare as and when required. To compare it with individual health plan, it goes without doubt that a family health plan is beneficial. It relives the person from the tension of paying premium for all members individually. Remember that a small premium amount paid periodically will look into your treatment expenses in longer runs. It provides you compensation against regular health check-ups, child immunization and medical expenses subject to terms and conditions. Besides this, every plan has its own coverage limit. Hence, it is recommended to choose a plan that provides cover to your maximum needs.
In this regard, healthcare needs of self and members to be covered must be kept in focus. Adhering to those needs, the choice must be made. There is no lack of family medical care plans in health insurance industry in India but finding the best plan can be difficult. To avoid confusion, it would be wise to exercise policy comparison. This will help filtering the search and thus investing in the most appropriate one.
Insurance companies have realized the needs and the concern of people while buying a health cover. They have thus formulated plans that can meet their needs in the best possible way. Inclusive of comprehensive features and several benefits, they offer customer friendly policies. Such tailor made plans offered by HDFC Ergo Health (formerly Apollo Munich) make medical insurance coverage simple for all citizens of country.
HDFC Ergo Health Insurance Ltd. (formerly Apollo Munich Health Insurance), a joint venture between the Apollo Group of Hospitals and Munich Health, has taken all your needs into consideration and designed its Easy Health Family Plan to offer maximum coverage to you and your family.
Enlisted below are some of the benefits of the Easy Health family medical care plan:

  • Inpatient hospitalization, as per the condition of the policy
  • Specialist's fee, surgeon's fee and consultation fee
  • Nursing expenses
  • Transportation charges subject to the conditions applied
  • Medicines and drugs cost
  • Day-care surgeries and day care treatments for the specific disorders 

Along with this, policy variants give several sum insured options. This makes the plan affordable for all income groups. It is an easy to understand product that allow smooth insurance coverage.
In addition to this, HDFC Ergo Health (formerly Apollo Munich) gives an option of a plan like Optima Restore- an unbelievable plan. The policy is incorporated with several unique benefits. Offering the plan in the form of individual as well as family health cover, HDFC Ergo Health (formerly Apollo Munich) enable all members to enjoy best coverage under this plan. The ‘Restore Benefit’ offered by this plan, makes it possible for the insured members to enjoy insurance coverage even if amount is utilized once. The plan is designed with a provision where the complete sum insured amount gets restore to allow the usage again late. Hence, if you have consumed the coverage amount and then any your family member falls in need of it in the same policy period, Optima Restore makes it possible for them. At no additional charge this benefit can be enjoyed by the policy holders. Besides this, the plan includes other unique benefits like:

  • No claim based loading
  • No sub-limit on room rent
  • Quick turnaround time
  • Easy upgrade
  • Lifelong renewal
  • Cashless hospitalization

In this way, all its products all equipped with certain unusual benefits. With HDFC Ergo Health (formerly Apollo Munich) all can enjoy beneficial insurance services. We give Cashless Hospitalization facility up to the sum insured that gives you an offer to get the treatment in one of the network hospitals without paying a single penny. These hospitals have well experienced and qualified doctors. But, if you pay in some other hospitals for the treatment, which has been covered, your money will be reimbursed against the bills of expenses made. Coverage can be acquired in one way or the other. There is just a need to think about personal wellbeing seriously. You and your dear ones can enjoy comprehensive coverage under one plan. Thus, buy a family medical care plan and secure your family against all the medical expenses.
Make this wise decision before time runs out and plays its role. Gift your loved ones a secured future- the best gift of life.

Request A Call Back
I authorize HDFC ERGO Health Insurance Ltd. (formerly Apollo® Munich Health Insurance) and associate partners to contact me via email or phone or SMS or WhatsApp.