YOUR SAFETY IS OUR PRIORITY: In the light of the Coronavirus (Covid-19) outbreak our team is taking all possible steps to be readily available for our customers. For any help, you can also visit our. Self Help section
Request A Call Back icon
CLAIMS SETTLED Rupees 2,913 Crores Claims Settled from Inception till June 2017.
Claim Board
Sitemap > Insurance Articles > General Articles > Benefits You can Enjoy With Family Floater Insurance
In life, every individual has different plans and commitments. But one thing that is common amongst all of them is that they all work hard to fulfill the needs of their family. People having family plan for future and thus make savings. There are several things that one needs to take care. When it comes to family every individual differ from each other in their requirements. But it is the responsibility of all to look after the needs of their dependent members.
In our society people belong to varied income levels. Amongst which a large section belongs to middle class. From them there are many families that have only single earning person. For them it becomes difficult to meet all their wishes and acquire all what they desire. Moreover, the rise in cost of living makes survival a big challenge. In this scenario, sudden expenses or uncertain mishaps makes the situation more critical. It is thus important to stay prepared wherever possible. Today with various provisions, it is possible to take care of self by investing rightly. Insurance is one such input that has been brought into existence for the benefit of people around. It is a vehicle that gives you a sense of security against certain specific mishaps to overcome them without any stress.  
Insurance is a field that has many branches. Today, it gives you an option to get your belongings like house or vehicle insured. Being occupied in taking care of things of comfort, people generally tend to forget about another important branch of insurance, that being health insurance.
It is only through health insurance that person can take care of oneself which is the first things that everyone must think of. Health and personal well being must at the priority for all. While talking about the uncertainties of life, we cannot ignore the health related mishaps. It is a common source of people facing problems in life. Moreover, if any of our dear one happen to fall ill, the first thing that comes in mind is the money that is required to claim the treatment. And none of us would want our family member to suffer due of lack of funds. Rather, the efforts will be in the direction of making them avail best treatment for best and good recovery from the illness. To fulfill this need or desire of people, health insurance companies offer family floater insurance as an appropriate solution. It is the best way to get
help your dependent members enjoy best treatment without any hassle.
Family floater insurance plans are meant to provide coverage to all members of the family. It insures dependent members along with the individual buying the policy. It offers a feasible solution to all income groups. Family health insurance covers dependent children, dependent parents and spouse of the insured individual. In this way it looks after the healthcare  needs of all. A single policy assists all the covered members whenever in need of healthcare. The covered members can enjoy best healthcare as per the policy terms.
It is always wise and beneficial to invest in family floater insurance plan. By paying single premium, it takes care of healthcare needs of more than one person. By choosing to buy family floater insurance plan you can get rid of the need of paying premium for all members separately. In this way, you can get all your dependent members eligible for quality treatment without any compromise. This is the biggest benefit that a family floater insurance plan provides. One such plan ventilates the healthcare worries in regard to all members.
Under the family floater insurance, you can also avail family discount that generally policies offer. Based on certain terms, it enable the person to enjoy discount accordingly. Family floater insurance is an easy way to plan for a secured future. All members will be able to enjoy quality healthcare without any hassle. This security and financial help by the policy, relieves the insured members from mental stress and offers them a gift of peace of mind. One can sit relaxed as far as the healthcare arrangements and expenses are concerned.
But you need to be extremely careful while deciding on family floater insurance plan. It will be a plan on which all your dear ones will depend while facing any health deformity. So, you need to be sure that the chosen plan will be able to serve the covered members with quality coverage. Age, number of people to be insured and their present health status, are some of the essential parameters to be checked before taking any decision. Also you must be careful if there is any pre- existing illness. The policy must be purchased keeping that in mind.
To serve people with required coverage and maximum benefits, The purchase of a health cover used to be a time consuming process till the time there wasn’t any online availability. But the advent of online means has resolved many problems. It has made the work process much easier and faster. Not only has it updated the work culture, it is also customer friendly.
Internet has given rise to various new options. It has opened up new dimensions making the work much simpler and more uncomplicated for people. It has been ushered into almost every field today. One such area is the insurance sector. By making its way to health insurance it has made it easy for people to get their life secured against health risks.
Whenever there is a thought of health insurance people get worried about how to find a good health cover. At the same time people think about where to buy medical insurance from. The thought of buying health cover from an agent dissuades people as it brings along the need of spending time in  meetings with them. This makes the process of getting insured time consuming. In order to help people in this regard, insurance companies have emerged with their online portals.
The insurance websites provide information about all health products. They allow people to access all the policy details so as to discover all the covered and uncovered perils. Not only does it make the selection of a health cover easy, it also helps you buy the plan without any hassle.
People get tensed while thinking about where to buy medical insurance from. To make it easy for all, insurers provide the option of ‘buy online’. Operating through the online portals of the health insurance companies, the interested individuals can purchase the health cover right away. The online means is the fastest means of communication and helps develop direct communication between the insurer and the buyer.
The biggest benefit it offers is that it makes health insurance coverage uncomplicated. With the online availability the person need not look out for agents to know about the health insurance products. You can do it yourself by simply visiting the insurance websites. The online portals are equipped with genuine and detailed information about the medical insurance policies. By reading through them you can obtain a clear idea about the kind of coverage the policy can provide. Thereafter having read and examined all the crucial parameters of the plans, the person can buy the health cover then and there itself.
Health insurance companies offering this facility gives an access to the option of ‘buy online’. By clicking on it the individual can begin with the process of buying a health cover. One thing to be kept in consideration is that it is an easy way to get insured. People must get over the misconception that online is a complicated means to get involved in the process of buying medical insurance. On the contrary, via online purchase, the buyer need not get involved in any complicated or additional paperwork that insurance is generally associated with. Also the buyer need not depend on the agent to gather information about the policies. In addition the feature of premium calculator enables the buyer to get a clear idea about the premium amount to be paid. Thereby the person can decide on the basis of his/ her pocket size. As per the personal budget frame one can pick the plan that fits into the affordability bar and yet ensures comprehensive coverage.
In this way people asking the question ‘where to buy medical insurance?’ get an appropriate answer. Although the internet has proved its capability in various fields, there are still people who find it difficult to trust the online means when it comes to the purchase of a health cover. The insurance companies facilitating this provision make sure that the information provided remains confidential. In this regard all levels of security are maintained so as to make the purchase stress free for people. It also gives instant coverage to the buyer. By providing all the basic information, you can get the health coverage benefits.
This has given an easy option to people looking for a health cover. With online insurance available there is no need to get worried about where to buy medical insurance from. It is a not only a time effective way of buying insurance but is equally safe. In a mere few clicks you can avail of the medical care coverage. Being a customer friendly means it enables the person to gather all the required information. It saves a lot of time that makes the process much easier. Also it is a convenient source that can be accessed at any time of the day or night. In this way it climbs the barrier of time and place making it convenient for buyers to get insured. At one’s own convenience one can buy medical insurance in a smooth manner.
Today there are several insurance companies that are providing this facility. But to make sure that you indulge into a secured process, you must choose a reputed health insurer like HDFC Ergo Health (formerly Apollo Munich). The company, being a pure health insurer provider, makes sure that all the healthcare difficulties are resolved for the buyer. It understands the dilemma that people face while thinking about where to buy medical insurance from. Therefore to demystify it for people, the insurer gives a provision of ‘buy online’ allowing the customers to buy health cover in much less time. The buyer needs to go through just four simple steps- select a plan, create a proposal, insure details and make payment. Thereby it protects the person from the time consuming and complicated paperwork. In a much simpler way you can purchase the medical cover and get secured from the hassles posed by health uncertainties.  Optima Restore and Easy Health family floater insurance, are ready to serve you and your family members with comprehensive coverage. Giving you the option of 100% lifelong renewal, they ensure complete health security for whole life. With Easy Health you can choose the sum insured offered in three variants- Standard, Premium and Exclusive. Giving coverage self, spouse, dependent parents and dependent children, Easy Health family floater insurance plan is easy to understand and affordable for all.

Request A Call Back
I authorize HDFC ERGO Health Insurance Ltd. (formerly Apollo® Munich Health Insurance) and associate partners to contact me via email or phone or SMS or WhatsApp.