No Pre-policy Medical Check-up#
Cashless Cancer Treatment
Up to 160% Lump Sum Payout^
|Product Variant||iCan Essential||iCan Enhance|
|Sum Insured options||5, 10, 15, 20, 25, 50 (in lakhs)|
MyCare BenefitCovers in-patient, outpatient & daycare costs for:
|Up to sum insured|
On diagnosis of cancer, of specified severity
|Not available||60% of sum insured as lump sum payment|
On diagnosis of stage IV cancer/recurrence of cancer
|Not available||100% of sum insured as lump sum payment|
|Post Hospitalisation||60 Days|
|Emergency Ambulance||INR 2000 per hospitalisation|
|Follow-up care post treatment||Up to INR 3000, twice a year|
|Waiting period||120 days|
|Payout basis||Cashless & reimbursement||Cashless, reimbursement & 2 lump sum payouts*|
(all figures in INR)**
Colon cancer- Stage III/IV
Rs. 4,83,000 - Rs. 6,03,700 for 6 cycles
Rs. 1 lakh to 1.3 lakhs, for one cycle
Rs. 75,000 to 1 lakh per session
|Lifelong Renewal, Even After Claims||check|
|All Types of Cancers Covered||check|
|Cashless Cancer Treatment||check|
|Waiting Period||4 months|
|Actual Treatment Costs Covered + Lump Sum Payouts||check|
Cancer treatment can cost anywhere between 20 lakhs to 50 lakhs. A regular health insurance cover this large is usually quite expensive. iCan, on the other hand, offers large sum insured options, at unbelievably low premiums!
|Sum insured||Annual premium of a regular health insurance plan1||Annual premium of iCan2|
|20 lakhs||Rs. 15,488||Rs. 1,251|
|25 lakhs||Rs. 16,808||Rs. 1,281|
|50 lakhs||Rs. 21,611||Rs. 2,114|
On being diagnosed with cancer, of specified severity, you would get a 60%
lump sum payout of the sum insured, over and above the base sum insured.
That means that, if you have a 20 lakhs cover, you will get 12 lakhs as lump sum, and you can still use the base 20 lakhs, to cover your treatment expenses.
iCan takes care of not only you but your family too! Protect your family with a
100% lump sum payment^ of the sum insured, on diagnosis of stage IV cancer, or
recurrence of cancer.
So, if you have a 20 lakhs cover, you will get a lump sum amount of 20 lakhs, and you would still have the base 20 lakhs, to cover your treatment expenses!
iCan Cancer Insurance covers you for cashless cancer treatment, in 10000+ network hospitals. It also offers hassle-free reimbursement of treatment costs.
Cancer can recur, mostly within the first five years of getting treated. iCan does not stop at providing lump sum payouts. It will cover your treatment expenses lifelong, irrespective of your health status, or claims.
lakh cancer deaths reported every year
(India is the world’s largest contributor to cancer deaths)3
mood_bad71% of cancer deaths occur in the age group of 30 to 694
mood_bad15% of cancer patients are children & young adults, as compared to the global average of 0.5%5
moodMore than 75% of the annual cancer deaths can be prevented by early detection 6
moodAbout 70% of cancers in India are preventable; with 40% tobacco related, 20% infection related and 10% others7
moodCancer treatment in India is on par with international cancer hospitals8
You can reduce your risk of getting cancer with simple, lifestyle changes that include maintaining a healthy weight, eating foods that prevent cancer, getting immunized and getting regular cancer screening tests.
Eat Fruits, Vegetables, Whole Grains and Beans
Maintain a Healthy Weight
Get Hepatitis B & HPV Vaccines
Do Regular Self-Exams & Get Cancer Screenings
Can I buy iCan if I am a cancer patient or have previously had cancer?
Is there a waiting period in this plan?
Does this plan cover all kinds of cancer and all stages of cancer?
Why should I buy iCan Cancer Insurance by HDFC ERGO Health (formerly Apollo® Munich)?
What are the ages covered and the sum insured options?
How will I get paid for my cancer treatment expenses?
* Gross premium of ₹2113.38 divided by 365 days= ₹5.79/day. Premium is inclusive of taxes, for
Essential Advanced iCan Cancer Insurance plan variant, for Non-Smoker Male, of age 18-25 years
# No medical checkup required for sum insured up till 20 lakh and age up till 55 years.
^ Available with Enhance variant of the plan. In case the FamilyCare Benefit is availed in the same year as the CritiCare Benefit, the total lump sum payment in the policy year will not exceed 100%.
** Sources for all costs: https://www.medgurus.org/cost-of-cancer-treatment-in-india/ http://www.cancerhelpline.in/Why-is-Cancer-Treatment-Expensive-Cancer-Treatment https://www.ncbi.nlm.nih.gov/pmc/articles/PMC5641070/ https://goo.gl/QkRa8b