Request A Call Back icon
CLAIMS SETTLED Rupees 2,913 Crores Claims Settled from Inception till June 2017.
Claim Board
Sitemap > Health Insurance Articles > Health Insurance > Senior Health Insurance Plan
A healthy life is the aim of all human beings. An illness can bring a great change in life. No one can deny the fact that the threat of health risks increases with age. As the body grows old, it brings along new challenges in life. Health related problems are the most expected in old age. So they need to be taken care of, to live life peacefully. In this regard HDFC Ergo Health Insurance Ltd. (formerly Apollo Munich Health Insurance) has recently launched a senior health insurance plan with the name of ‘Optima Senior’. It is a plan meant for senior citizens of the country. 
When it comes to health insurance, every individual whether young or old requires a suitable medical cover. As it is an essential need for all, people of old age must also have a suitable insurance policy. Under the coverage of a health cover, the person can avail of the best healthcare even in his/ her later years. A health cover enable the person to enjoy to the fullest. Old age does not mean that one should turn one’s face from all the enjoyments of life. Every person has the right to enjoy every bit of life till the last stage of life. So there is no harm making arrangement for it. 
Investing in a senior health insurance plan has a true significance and relevance. When people fall ill in old age, they face difficulty in seeking quality treatment due to the expensive treatment cost. Here a health insurance cover will assist him/ her rightly. It will enable the policy holder to enjoy quality medication up to the sum insured without any monetary strain. This makes it easy for senior citizens to look after their health. With the health cover, the person can seek appropriate medical advice and the best medication. 
A provision like senior health insurance gives a chance to old people to think about their healthcare needs if they missed it earlier. Considering every aspect of healthcare needs, HDFC Ergo Health (formerly Apollo Munich) has always emerged with innovative health policies. Now it has introduced Optima Senior, a new plan for senior citizens of any age. With this plan, HDFC Ergo Health (formerly Apollo Munich) makes it easy and affordable for old people to take care of their health. It widens the choice for senior citizens. 
HDFC Ergo Health (formerly Apollo Munich) Optima Senior is a comprehensive health plan created exclusively for senior citizens. The plan offers coverage from the age of 61 onwards with no maximum cover ceasing age. You can choose a higher insurance cover of up to Rs 5 lacs with Optima Senior.  The plan can be renewed for a lifetime. Other benefits that the plan offers are 
  • Portability 
  • No Claim Bonus 
  • E-Opinion 
  • Critical Illness Coverage
  • Cashless Mediclaim Across 10000 Network Hospitals
  • 140 Day-Care Procedures
  • Inpatient Treatment
  • Pre and Post Hospitalization
  • Domiciliary Treatment
  • Emergency Ambulance 
With all such features and benefits, this senior health insurance plan offers comprehensive coverage to the insured individual. Simple policy wordings make it easy for you to understand the policy and take good care of your parents or your grandparents. The plan is designed with the prime aim to look after the healthcare needs of elderly people. It gives them an easy way to avail quality treatment without any hassle. 
In health insurance there are various kinds of health policies. They vary as per the need of people as individuals differ from each other in regard to healthcare needs. Every individual must have a suitable health insurance cover to take care of him/ her during any health contingency. It is the need of not only a few individuals but is relevant for all. Health ailments can affect anyone at any point in life. The chances of illnesses increase with age. It requires total care as the body grows weak. People can find ample variety in medical care plans while searching for it at a young age. To give a feasible option even in old age, today insurers facilitate affordable yet comprehensive senior health insurance plans. It is advisable to opt for such a health cover as it can safeguard our elders from the health risks and the related complications.
Life is meant to be lived happily. Every individual must enjoy every bit of life. In order to be able to do so, the person must ensure a healthy state. Personal wellbeing and that of our dear ones should be the major concern. It is only good health that allows the person to enjoy life to its fullest. Hence there is a need to take complete care of personal health. Even in old age the person must stay healthy as any illness in old age can make life more difficult.
With the coverage of a plan like ‘Optima Senior’, elderly people can ensure the quality health treatment without any stress about the expenses. 

Our plan exclusively for Senior citizens: Optima Senior
Request A Call Back
I authorize HDFC ERGO Health Insurance Ltd. (formerly Apollo® Munich Health Insurance) and associate partners to contact me via email or phone or SMS or WhatsApp.