Request A Call Back icon
CLAIMS SETTLED Rupees 2,913 Crores Claims Settled from Inception till June 2017.
Claim Board
Sitemap > Health Insurance Articles > Health Insurance > Health insurance benefits
Investment in health insurance plan is investing for the protection and wellness of you and yours family health, depending upon the plan opted for. The word 'protection', here, means the financial security in case of an unexpected or exigent situation. The word 'wellness' stands for the recommendation or advice offered to clients by experts. In case of exigencies, you can rely on the insurance company to endure you expenses. But, it is always advisable to buy from leader as they are worth relying.
HDFC Ergo Health (formerly Apollo Munich) is one of the emerging company in this sector. Their products are well designed to suit you needs. Each of their products has their own health insurance benefits.
The Health insurance plans benefits associated with our health plans are:-
Easy Health Plan
  • HDFC Ergo Health (formerly Apollo Munich) covers expense for 140 day care procedure, where in-patient hospitalization is for less than 24 hours.
  • Pre- hospitalization facility provides coverage to charges that you incur 30 days before you are hospitalized. The same can be increased to 60 days, if informed early.
  • Depending upon the terms and conditions of the policy, post hospitalization offers covers to expenses incurred for specific number of days after discharged from hospitals. It may be for 60 days to 90 days, depending upon the situation and the company norms.
  • Portability feature gives you an offer to shift from some other company to HDFC Ergo Health (formerly Apollo Munich) along with providing majority of accrued benefits.
  • If you do not claim for the money in the entire year, you are entitled to get bonus up to some percent, subject to terms and conditions.
  • Tax benefits
  • Critical illness coverage
Personal Accidental Plan
  • In case of death due to an accident, the family members of the insured are entitled for the lump sum payment.
  • In case of disablement, there is a specific scale, which measures the amount to be paid with respect to the physical loss incurred.
  • In case of accidental death or permanent disablement, HDFC Ergo Health (formerly Apollo Munich) reimburse the amount incurred in transportation of one immediate family member to the hospital, subject to terms and conditions
  • The company provides you of the charges spent on the transportation of mortal remains of an insured either to his/her residence or to a burial ground.
  • In case of an emergency, HDFC Ergo Health (formerly Apollo Munich) provides you the expense incurred on ambulance for transfer of an insured in the nearest hospital.
  • Transportation of medicines
  • Purchase of blood
Travel insurance
  • Medical services provider referral
  • Arrangement of appointment with local doctors
  • Interpreter referral
  • Arrangement of emergency medical reparation
  • Monitoring of medical conditioning during hospitalization
  • Medical advice on telephone
  • Arrangement of reparation of mortal remains
  • Lost luggage assistance
  • Pre-trip information services
  • Lost passport assistance
  • Embassy referral
  • Emergency cash advances
Apart from this, there are many more health insurance benefits that you can avail, subject to terms and conditions
Request A Call Back
I authorize HDFC ERGO Health Insurance Ltd. (formerly Apollo® Munich Health Insurance) and associate partners to contact me via email or phone or SMS or WhatsApp.