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It is important to purchase the best insurance policy for Kids in order to ensure that your kids lead a happy life and has a secure tomorrow. The child policy not only covers your kid in any eventuality but also provide health coverage all through his life. These plans offer attractive returns. The child is paid the sum assured in the event of parent's death, disability, or critical illness, as per the terms and conditions of the plan opted. Few plans have the provision of regular income in case of parent's death. Whatever be the way of return, there are several ways to offer financial cover to the child in case of an eventuality.
To decide the best insurance policy for kids, there are certain measures that parents should remember before making their final selection. A policy for child is purchased to ensure him/her a long-term care. The following points require your attention in this regard:
  • You and your child’s age
  • Daily Benefits
  • Coverage level
  • Elimination period (waiting period)
  • Benefits included
  • Benefit period
No matter, whichever the plan you choose, your child should be covered. You should never forget that health coverage is the foremost need of every individual. Looking into the need of health cover for your child, to provide innovative health cover to Indian citizens.
We, at HDFC Ergo Health (formerly Apollo Munich) provide health coverage to a child from 91st day onwards, if both the parents are covered under the same plan. We work towards catering to all the healthcare needs and partnering good health.
A child of age 5 years can get individual coverage in our Easy Health individual and Optima Cash plan.
Our Easy Health family plan provides cover to an individual and his family including his/her dependent children.
We give an option of covering new born babies with the waiting period of four years in our Exclusive and Premium variants of Easy health plan. The same coverage is provided in Maxima, India's No.1 360º plan
Even our Easy Travel Plan offers cover to dependent children in the age group of 6 months to 21 years.
So, if you are searching for the best insurance policy for kids, we provide it in all our products. You only need to look into your needs and choose the one that suits you best.
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