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The spiraling medical cost has made it necessary for all individuals to protect themselves and their families with a wide and affordable health insurance plan. Many employers provide a medical insurance to their employees but apart from these group insurance plans from the employer's side, they want to have an individual or a family health insurance plan for the long- term benefits, as group health insurance plan offers coverage only till he/she is on rolls of the Company.
As we know that majority of people in India belong to middle class society, they try to curtail their costs in order to sustain in today's world, where cost of living index is too high. This has resulted in healthcare expenses escalating at high speed. It has gone out of reach for many people. Unable to bear the expensive treatment cost, people face several challenges. Moreover, it poses a threat on the personal wellbeing or health status of the individual. Looking into this need, the demand for affordable health insurance products is regularly increasing. Every individual wants to be covered against every possible eventuality known, at the minimum premium amount and in this situation choosing a cheap health insurance product becomes their need.
In order to cater to these needs, HDFC Ergo Health (formerly Apollo Munich) has emerged in market with different health insurance plans and policies. There is the Easy Health Plan with three variants: Standard, Premium and Exclusive. The plan is ready to provide health insurance coverage to individuals as well as to families. At affordable cost, the policy provides comprehensive coverage with easy understanding. In addition, there are different types of insurance products like Travel insurance plans, Accidental plans and Corporate Health Insurance plans, from which an individual can make his/her choice, as per his/her needs. It gives the freedom to buyers to invest in a plan that can look after maximum of personal healthcare needs. Once insured in a suitable health cover, the person or the covered members can enjoy wide ranging health insurance benefits.
We, at HDFC Ergo Health Insurance Ltd. (formerly Apollo Munich Health Insurance), give you the facility of buying an affordable health insurance policy online. ‘Buy online’ feature has been designed for the customer's ease, where he/she can make purchase a policy just with a few clicks of a mouse. It keeps an individual away from long proceedings and keeps him/her acquainted with authentic information about the products and the Company updates.
HDFC Ergo Health (formerly Apollo Munich) has also introduced a link of online renewal of the plan, which gives our clients a convenience to get the plan renewed online. The customer need not wander around or spend time in meetings with agents for the policy renewal. It can be directly done through the online link offered by the company website. Few clicks of mouse will get your plan renewed thereby extending your coverage for a longer period. It demystifies the process by keeping the clients away from complicated and lengthy paperwork.
The website will further inform an individual about the health insurance for pre-existing and existing diseases, short term insurances and best medicare products. It help understand all such policy related details to yield better results. The kind of benefits offered will differ from policy to policy and also in case of pre- existing illness. To ensure right decision, policy terms and conditions must be studied carefully. They are clearly stated in simple language for easy understanding. A close reading of the associated terms will help know the plan better and thus avail all the benefits offered.
The information rich website of HDFC Ergo Health (formerly Apollo Munich) also gives access to premium calculator. It gives a clear idea about the amount to be invested in the form of policy premium. The client would be required to provide information like policy tenure, number of members insured and sum insured. According to the information provided, the link will provide you with the premium amount to be paid. Thereby, you can then choose an affordable health insurance plan while keeping a check at one’s own pocket size.
In addition to this, authentic information available at the company website makes the process transparent. With no hidden clause or feature, HDFC Ergo Health (formerly Apollo Munich) keeps the process transparent to live up to its promise of serving people with best- in class services. With different link, we aim at clarifying all doubts in the minds of buyers. Claim procedure is yet another link that explains in simple wordings the complete procedure to clients. It makes the understanding easy allowing the customers to reap maximum benefits.
Having devised different kinds of health insurance products, HDFC Ergo Health (formerly Apollo Munich) ensures health insurance coverage against all sorts of health risks. Its affordable health insurance products are flexible enough to adjust in varied budget frames. People of all income levels can find an answer to their healthcare worries.
Find a suitable health cover for self and enjoy quality health treatment that will ensure good health in future.
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