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Today, everyone is looking for a total health care plan. People want a single plan that can satisfy all their needs. This generates the need of insurance policies that can provide total health care coverage at reasonable premium.
Health insurance sector offer various options in this regard. Insurance providers have formulated plans that can fulfill this need of total health care coverage yet keep up with their pocket size. The option of a family health plan is beneficial in this regard. A single health cover entitles all family members to avail insurance benefits. These are the plans that provide maximum coverage to you and your family members (spouse, dependent children and dependent parents) with a small premium amount. Or, it can be said that every individual wants to have an affordable health insurance plan.
By investing in an insurance cover, medical bills are easy to handle. Giving a lumpsum payment, the policy enable the insured individual to manage the health care expenses without any fiscal mess. However, health care conditions must be checked against which you can make the claim. Before filing the claim, the procedure and all the related steps must be verified so as to avail the services without any hassle. For instance, the coverage and the services offered will differ in case of pre- existing illness. In this regard, close reading of a plan is extremely important so as to enjoy uninterrupted insurance services. 
Insurance policies are available in varied sum insured brackets. They allow people of all income groups to seek best treatment from a reputed hospital of the city. With the monetary coverage up to the limit of sum insured, the individual can seek the help of insurance policy and easily manage the medical bills. So, if you are also searching for a total health care, HDFC Ergo Health Insurance Ltd. (formerly Apollo Munich Health Insurance) has brought India's No. one 360º plan by the name of Maxima.
We at HDFC Ergo Health (formerly Apollo Munich) have thoughtfully framed the product for those who understand the need of health cover. It has been designed keeping in mind your modern lifestyle. There are large numbers of benefits associated with Maxima, a total health care plan. These are:-
  • India's first 360 degree health plan offering cover to both inpatients and outpatients.
  • High quality outpatient cover or Cashless Hospitalization in accredited network of over 4000 hospitals.
  • Broad coverage of options to choose from.
  • Optional Critical Illness covers against 8 critical diseases:-Kidney Failure, Multiple Sclerosis, Stroke, Cancer, Bypass Surgery, Major Organ Transplantation, First Heart Attack And Paralysis.
  • Inpatient hospitalization cover, up to Rs. 3,00,000 cover for inpatient hospitalization, which includes Day-Care procedures, emergency ambulance charges, domiciliary treatment, new born baby, choosing shared accommodation, maternity expenses, daily cash for accompanying an insured child.
Besides this, there are many more benefits of this plan. It includes comprehensive health checkup, existing condition covered under outpatient, cumulative bonus and carry forward of OPD benefits, lifelong renewal and tax saving advantages. Inclusive of all such wide ranging coverage features and benefits, this plan makes total health care coverage affordable. 
To add to this this list, we have Easy Health plan that has been recognized as the best health cover. Having framed this plan in three policy variants- Standard, Premium and Exclusive, we at HDFC Ergo Health (formerly Apollo Munich) have made an effort to allow people avail best health care coverage at affordable cost. Offering comprehensive coverage along with a long list of benefits, Easy Health is available for individual as well as family health coverage. Ensuring total healtcare coverage, the plan offers coverage against pre and post- hospitalization, emergency ambulance, critical illness coverage, e- opinion for critical illness, outpatient dental treatment, coverage for maternity expenses and  10% cumulative bonus for every claim free year. With all such features Easy Health offers total health care coverage to the insured with a promise of best- in class services. 
Besides these, other plans like Optima Restore, Optima Senior, Optima Plus, Optima Cash, Individual Personal Accident Plan and Easy Travel Insurance plan, are ready to cover against different sorts of health risks. They provide financial coverage to deal with different health care conditions and undergo the health care journey without any complication. 
Investing in health insurance is always beneficial. People who understand its importance and role in life, avail the benefits in case of any health care need. The policy assists the policyholder to cope up the medical bills as per the policy terms and conditions. By paying an affordable premium amount, you can acquire maximum health care coverage. With access to benefits like cashless hospitalization, it is easy to enjoy health treatment on cashless basis. To make the process simpler, HDFC Ergo Health Insurance Ltd. (formerly Apollo Munich Health Insurance) website offer insurance policy quotes free of cost. This allow to take the right decision and get insured with best medical care insurance.
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