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Every individual wants to have the best health and medical care for himself/herself and his/her family. Health is the greatest blessing for all human beings. In this regard, it is rightly said, ‘Health is Wealth’. It is important to have quality care, when required. But health ailments make path difficult for most of us as to recover from any illness the persrson requires appropriate treatment. With increased health care cost, it has become truly difficult for majority to avail best health care services. This affects the well being of the individual. To provide solution for this issue, health and medical care policies have been formulated. They enable people to avail best health care services without any fiscal stress. 
It is important for all to understand the fact that good health and medical care is important to enjoy a healthy life. Looking into the above mentioned scenario, health insurance companies emerged out with their motto to provide innovative health and medical care coverage to Indian masses. We at HDFC Ergo Health Insurance Ltd. (formerly Apollo Munich Health Insurance) work with the same goal. Both the partners, leaders in their respective field, have joined hands to achieve the goal of fulfilling health-related needs of the citizens of India.
We have designed our products intelligently to cover all the aspects of health issues that may be faced by an individual or his/her family members during any stage of their life. We work with our mission to provide health insurance and wellness solutions to our customers.
Our products, Easy Health, Optima Cash, Easy Travel, Personal Accidental, Insure Health, and Maxima are all well planned and designed. They cover different perspective of an individual's life. The Easy Health Plan comes in different variants that provide add-on health and medical care cover for maternity benefits, pre-hospitalization expenses, dental and optical benefits and optional critical illness coverage.
All these plans are power packed with add-on services such as ‘Healthline’ and ‘Cashless Hospitalization’ and ‘Health Risk Assessment’.
  • ‘Healthline’ is to help our clients to get experts’ advice for their health issues on a phone call. It assists the individual with primary consultation and health related counselling to go ahead in the right direction. Giving right advice in terms of health, this service is to help people take right decision as per their health condition. 
  • Maintaining a long network chain with over 4500 hospitals in around 800 cities, the provision of ‘Cashless Hospitalization’ allow treatment on cashless basis.
  • ‘Health Risk Assessment’ tool helps profile each member’s health status and wellness recommendations are offered accordingly. 
Weaving along such benefits and services, HDFC Ergo Health (formerly Apollo Munich) and medical care products are ready to serve people with comprehensive coverage. At easily affordable cost they provide wide coverage to the policyholders. Further enabling all of us to enjoy best health care services right in times of health crisis.
With rich variety available in Indian health insurance market, you can easily find the plan that can fit into your budget frame at same time look after your health care needs. While seeking a health insurance, it is advised to invest in a plan that can be renewed. It is for one’s own help as the insured can extend the coverage under the chosen plan and enjoy the insurance services till the time it is required. With HDFC Ergo Health (formerly Apollo Munich) the coverage can be availed for lifetime as its plans comes with a provision of 100% lifelong renewal. It entitles the insured to insurance coverage for whole life. Availing this services, you can leave your health care worries to the insurance companies forever in life. 
In this way, health and medical care coverage helps with varied features. Health insurance policies also include discount options like family discount. There is yet another provision of no claim bonus that offers benefit in case of not making claim in the policy period. 
Choosing a family health insurance plan you can choose to secure even your dependent members under the same health cover. Under the canopy of one health cover, you can entitle your family members to best health treatment under the policy coverage. On the other hand, it makes coverage affordable as you need not pay premium individually for other family members. Hence, there is ample arrangement for your health future in today’s health insurance market. You just need to take a step ahead and pick the plan as your need. Make sure that you have understood the plan completely before making an investment. You must be aware of all the covered and uncovered benefits so as to reap maximum insurance benefits. 
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