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Health Insurance is required by each and every individual and family, as healthcare cost is arising day-by-day. It is must to have a basic health cover, which can offer coverage against escalating medical costs. Health insurance plan can easily be issued by paying an annual premium amount.

For buying insurance, you need not submit any proof or document, apart from cheque or draft as a premium to buy a policy. Depending upon the age limits, you might have to submit the proof of medical fitness, subject to terms and conditions of the company. You might face the need of submitting the ID proof and medical document at the time of making claim.

Here we put before you certain important necessities that should be checked before buying insurance.

  • Don't just look at the cheap premium amount.
  • Check if cashless hospitalization is included or not.
  • Check for the reimbursement facility in case of treatment in non-network of hospitals.
  • Look for the Critical Illness coverage.
  • Look for benefits or the coverage limits.
  • Check renewal time limit and entry age limit.

Buying heatlh insurance in India has become easy for all with the onset of buy online feature. One of such companies that care for the changing market dynamics and an individual needs is HDFC Ergo Health Insurance Ltd. (formerly Apollo Munich Health Insurance).

HDFC Ergo Health (formerly Apollo Munich) has recently launched its buying insurance online feature to help clients to make their purchase at their convenience.

Our team of experts has considered all the above mentioned points while designing product’s features. In addition to it, we also keep an eye on changing market dynamics and individual's need and thus, bring the best-in class products.

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