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CLAIMS SETTLED Rupees 2,913 Crores Claims Settled from Inception till June 2017.
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About Optima Vital

BENEFIT COVERAGE
Critical illness Sum Insured Options (Rupee in Lakhs) on individual basis 1,2,3,4,5,10,15,20,25,30,35,40,45,50














Coverage for 37 Critical Illnesses
  1. Cancer of Specified Severity
  2. Kidney Failure requiring Regular Dialysis
  3. Multiple Sclerosis with Persisting Symptoms
  4. End Stage Liver Disease of Specified Severity
  5. First Heart Attack of Specified Severity
  6. COMA of Specified Severity
  7. Major Burns
  8. Goodpasture’s Syndrome
  9. Apallic Syndrome
  10. Aplastic Anaemia
  11. Systemic Lupus Erythematosis
  12. Bacterial Meningitis
  13. Multiple System Atrophy
  14. Progressive Scleroderma
  15. Open Chest CABG
  16. Major Organ/Bone Marrow Transplant
  17. Aorta Graft Surgery
  18. Open Heart Replacement or Repair of Heart Valve
  19. Pneumonectomy
  20. Pulmonary Artery Graft Surgery
  21. Primary Parkinson’s Disease
  22. Alzheimer’s Disease
  23. Motor Neuron Disease with Permanent Symptoms
  24. Stroke resulting in Permanent Symptoms
  25. Permanent Paralysis of Limbs
  26. Primary Pulmonary Arterial Hypertension
  27. Benign Brain Tumour [resulting in permanent neurological symptoms]
  28. Cardiomyopathy
  29. End stage Lung Disease
  30. Brain Surgery
  31. Progressive Supranuclear Palsy
  32. Creutzfeldt-Jakob Disease (CJD)
  33. Major Head Trauma
  34. Encephalitis
  35. Blindness
  36. Deafness
  37. Total Loss of Speech
E-opinion in respect of a Critical Illness Second opinion from a medical practitioner selected by the insured person from our panel.
The maximum sum insured available above 55 years of age is restricted up to Rs. 20,00,000.

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