About Optima Vital

BENEFIT	COVERAGE
Critical illness Sum Insured Options (Rupee in Lakhs) on individual basis	1,2,3,4,5,10,15,20,25,30,35,40,45,50
Coverage for 37 Critical Illnesses	Cancer of Specified Severity Kidney Failure requiring Regular Dialysis Multiple Sclerosis with Persisting Symptoms End Stage Liver Disease of Specified Severity First Heart Attack of Specified Severity COMA of Specified Severity Major Burns Goodpasture’s Syndrome Apallic Syndrome Aplastic Anaemia Systemic Lupus Erythematosis Bacterial Meningitis Multiple System Atrophy Progressive Scleroderma Open Chest CABG Major Organ/Bone Marrow Transplant Aorta Graft Surgery Open Heart Replacement or Repair of Heart Valve Pneumonectomy Pulmonary Artery Graft Surgery Primary Parkinson’s Disease Alzheimer’s Disease Motor Neuron Disease with Permanent Symptoms Stroke resulting in Permanent Symptoms Permanent Paralysis of Limbs Primary Pulmonary Arterial Hypertension Benign Brain Tumour [resulting in permanent neurological symptoms] Cardiomyopathy End stage Lung Disease Brain Surgery Progressive Supranuclear Palsy Creutzfeldt-Jakob Disease (CJD) Major Head Trauma Encephalitis Blindness Deafness Total Loss of Speech
E-opinion in respect of a Critical Illness	Second opinion from a medical practitioner selected by the insured person from our panel.

The maximum sum insured available above 55 years of age is restricted up to Rs. 20,00,000.

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