CLAIMS SETTLED Rupees 2,913 Crores Claims Settled from Inception till June 2017.
Claim Board
₹ 4,059 Crores
Claims settled
till Sept 2018
Our Top Plans
Bestselling Plan
Optima Restore
  • Sum Insured from 3-50 lakhs
  • The New Restore Benefit- Instant addition of 100% basic sum insured to your cover, on your first claim.
  • Multiplier Benefit- Multiplier Benefit Double your sum insured in two consecutive claim free years
  • Discounts at renewal with the "Stay Active" Benefit
An affordable plan
Easy Health
  • 60 and 90 days of pre and post-hospitalisation cover
  • AYUSH Benefit- In-patient treatment covered for alternative treatments
  • Maternity is covered 
  • Critical Illness- Optional cover for 8 critical illnesses
  • Discounts at renewal with the "Stay Active" Benefit
A Revolutionary Plan
Health Wallet
  • Sum Insured from 3-50 lakhs.
  • Reserve Benefit - Covers OPD expenses; balance is carried forward to next policy year with 6% bonus.
  • Pay up to 50% of renewal premium from the Reserve Benefit, post 5 continuous renewals.
  • Restore Benefit Auto-reinstates your base sum insured when you exhaust your entire cover.
  • Multiplier Benefit Double your sum insured in two consecutive claim free years.
Exclusive Plan of Diabetes
  • Plan specifically designed for people with Diabetes and Hypertension.
  • Sum Insured from 2- 50 lakhs
  • Coverage from Day 1 for hospitalisation arising out of diabetes & hypertension.
  • The New Restore Benefit- Instant addition of 100% basic sum insured to your cover, on your first claim.
  • 30 & 60 days of pre and post-hospitalisation, All day care procedures.
  • Expenses for Organ Donor, emergency ambulance, no sublimit & lifelong renewal.
  • Earn Up to 25% renewal premium discount & other incentives for staying healthy.

Don't understand, which plan is
better for you?

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Our Product Categories
Health Insurance

Protect your family with plans designed to guard their health with the utmost care.

Travel Insurance

Travel insurance for unexpected medical and non-medical contingencies while you travel.

Individual Personal Accident

Ensure financial stability for yourself & your family in the event of an accident.

At Apollo Munich, Your Wish Is Our Command

The HealthJinn App That Grants You More Than 3 Wishes

  • Access your cashless E-card at your fingertips for hassle-free, cashless claims
  • Apply & track your claim
    1 Upload documents
    2 Track status
  • Check network hospitals in your area & get directions
  • Keep walking & get rewarded
    Get up to 8% discount on premium at renewal.
  • Chat with a general physician
  • Order medicines from the app
  • Identify health problems with a Symptom Checker
  • View and edit your policy details at your fingertips
Quickest Claim Process
Inform Us

Visit the Customer Portal or download our Health Jinn App to inform us at least 48 hours before planned hospitalisation & within 24 hr. of emergency hospitalization.

Provide Supporting Documents

Ask your doctor to fill the pre-authorisation form along with supporting documents, which you can upload on the Health Jinn app directly.

Get your cashless claim approved

Within 60 minutes, in 90% cases.

Have you forgotten your policy number?

Get your Policy Number just in 2 clicks. View and edit your policy details, intimate and check claims, renew your policy.

Find Your Policy Number
Renew Your Health Insurance Plan

Renew Your Policy online in four easy steps. Use our secure payment gateway and follow the steps for renewal.

Renew Policy
Real Stories | Apollo Munich
Rishi Ankem – a chirpy little eight-year old kid from Hyderabad who had to undergo a surgery at such a young age.
Nirmal Kumar- a Delhi based Yoga Guru who had met with an accident just a day after he bought the accident cover realised that how we kept our promise of providing world-class healthcare services
A letter arrived at our office one day and made us love our jobs even more. We do C.A.R.E. for our customers.
Kartheek Chava Visakhapatnam
Optima Restore
" I was really impressed with the quick follow up by your representative akasnsha and her knowledge on health insurance policies. "
Shanawaz Islam Moran Town
Optima Restore
" Its has been a great experience with Apollo Munich health insurance right from the policy issuance to claims and renewals. Thank u very much hope in future I will continue experiencing the same. "
Sharon Josephine Vas Mumbai
Optima Restore
" The quality, knowledge ot their representatives is exceptional. These people will be happy explaining the inclusion, exclusions and uncomplicate your issues. "
Rani Devi Banda
Easy Health
" I first had words with Mr. Atul Dwivedi, he has shown patience while addressing my queries,he was quite genuine with his recommendations and follow ups. Thanks again. "
Shoukat Aziz Delhi
Optima Restore
" It's my first health insurance I got so many cals from different insurance company but I was convinced by Apollo Munich Executive. Apollo is providing good offers which other insurance companies are not. "