|
Sum Insured per Insured Person per Policy Year (in Lakhs) |
1.00, 2.00, 3.00, 4.00, 5.00 |
|
1a) In-patient Treatment |
Covered |
|
1b) Pre - hospitalisation |
Covered |
|
1c) Post - hospitalisation |
Covered |
|
1d) Day Care Procedures |
Covered |
|
1e) Domiciliary Treatment |
Covered |
|
2a) Daily Cash for choosing Shared Accomodation |
Rs. 500 per day, Maximum Rs. 3,000 |
|
2b) Expenses for Organ Donor of Transplant |
Covered |
|
2c) Emergency Ambulance |
Upto Rs. 2,000 |
|
2d) Daily Cash for accompanying an insured child |
Not Covered |
|
2e) Newborn baby |
Not Covered |
|
3a) Maternity Expenses with Waiting Period of 6 Years |
Not Covered |
|
3b) Out-patient Dental Treatment with Waiting Period of 3 years |
Not Covered |
|
3c) Spectacles, Contact Lenses, Hearing Aid Every Third Year |
Not Covered |
|
3d) E-opinion in respect of a Critical Illness |
Not Covered |
|
4) Additional Cover for Critical Illness |
Not Offered |
|
5) Health Checkup |
Upto 1% of Sum Insured per Insured Person, only once at the end of a block of every
continuous four claim free years |
Benefits under 3b), 3c), 3d) and 5) are subject to pre-authorisation by the TPA
|