| Sum Insured (SI) / Policy (Rs. In Lakh) |
2.00, 3.00, 4.00, 5.00 |
| 1a) In-patient Treatment |
Covered |
| 1b) Pre - hospitalisation |
Covered |
| 1c) Post - hospitalisation |
Covered |
| 1d) Day Care Procedures |
Covered |
| 1e) Domiciliary Treatment |
Covered |
| 2a) Daily Cash for choosing Shared Accomodation |
Rs. 500 per day, Maximum Rs. 3,000 |
| 2b) Expenses for Organ Donor of Transplant |
Covered |
| 2c) Emergency Ambulance |
Upto Rs. 2,000 |
| 2d) Daily Cash for accompanying an insured child |
Not Covered |
| 2e) Newborn baby |
Not Covered |
| 3a) Maternity Expenses with Waiting Period of 4 Years |
Not Covered |
| 3b) Out-patient Dental Treatment with Waiting Period of 3 years |
Not Covered |
| 3c) Spectacles, Contact Lenses, Hearing Aid Every Third Year |
Not Covered |
| 3d) E-opinion in respect of a Critical Illness |
Not Covered |
| 4) Additional Cover for Critical Illness |
Not Offered |
| 5) Health Checkup |
Upto 1% of Sum Insured per Policy, only once at the end of a block of every continuous
four claim free years. |
Benefits under 3b), 3c), 3d) and 5) are subject to pre-authorisation by the TPA
|