Our first of a kind Optima Restore plan offers a unique Restore benefit that automatically reinstates the basic sum insured in case you exhaust it in a policy year. Sure it sounds too good to be true but here is how it works: If one of the family members exhaust the floater sum insured during the year and any other family member falls ill later during the same insured period, we will restore the entire amount at no extra charge.
It also rewards you with a multiplier benefit in case you don’t claim in the policy. The multiplier benefit doubles your basic sum insured in 2 claim free years!
Please refer to the Policy Wording for the complete list of exclusions.