Health and medical care has become the need of every individual. Everybody wants to have quality healthcare solutions. But huge treatment expenses keep them away from quality care that they require. The above mentioned scenario has augmented the importance of mediclaim policies in India.
As we know that large number of Indian citizens belong to middle class society and thus, cannot afford the ever- mounting medical costs. But, this does not mean that they should end up with poor quality health care services. The only solution to their problem lies with Health insurance companies. They can pay a small premium amount and can get the required health cover through mediclaim policies in India.
Different insurance companies offer different Mediclaim services. In order to avoid running for the arrangement of funds in case of an emergency, insurance companies offer you cashless hospitalization, where you can avail the quality treatment for free. Your payment would be settled by the insurer. So, you can visit one of the network hospitals and get the treatment. This cashless hospitalization facility is only for inpatients and available only in insurer's network hospitals.
Apollo Munich Health Insurance Company gives you this facility for free with each product. If you want to avail treatment in non-network hospital, your expenses will be reimbursed against the medical bills. So, no matter wherever you reside in the country, your treatment expense, up to the sum assured, during the risk period will be paid by the company.
Hence, these mediclaim policies in India have helped a great deal in providing a quality healthcare solution to the masses.