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CLAIMS SETTLED Rupees 2,656 Crores Claims Settled from Inception till February 2017.
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Plans > Health Insurance Plans > Individual > Maxima > Premium Details
Base Product*
Age Group 1 Member 2 Members# 2 Adults + upto 2 Children#
# Premium will be computed considering age of eldest member.
0-17 12,682 - -
18-45 13,795 19,135 25,810
46-60 16,910 23,585 30,705
> 60 24,831 35,778 42,720
 
Optional Benefit Critical Illness* [On individual Sum Insured basis]
Age Group Sum Insured = 3 Lac
0-17 92
18-45 785
46-60 3,741
61-70 10,983
Avail tax benefit for the premium amount under section 80D of Income Tax Act
*We may apply a risk loading on the premium payable (based upon the declarations made in the proposal form and the health status of the persons proposed for insurance). The maximum risk loading applicable for an individual shall not exceed above 100% per diagnosis / medical condition and an overall risk loading of over 150% per person. These loadings are applied from Commencement Date of the Policy including subsequent renewal(s) with Us or on the receipt of the request of increase in Sum Insured (for the increased Sum Insured). We will inform You about the applicable risk loading through a counter offer letter. You need to revert to Us with consent and additional premium (if any), within 15 days of the issuance of such counter offer letter. In case, you neither accept the counter offer nor revert to Us within 15 days, we shall cancel your application and refund the premium paid within next 7 days. Please note that We will issue Policy only after getting Your consent.
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