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Sitemap > Insurance Articles > Health Insurance > What are the Characteristics of the Best Health Insurance Plan?
It is human nature that people want to have the best Health Insurance plan. But, how to differentiate which one is the best? How to pick the best plan? Everybody wants to know the answer to this question. It is not that there is only one plan that is best for all. The plan that is best for one person might not be the best for someone else.
The best plan for an individual is the one that fulfills his/her health needs. Thus, these plans are very specific in nature. A person should focus on his//her health needs before searching for plans that fulfill these requirements. The best health insurance plan is believed to have the following characteristics:-
  • It is designed according to the health needs of majority of people.
  • It is coupled with the best facilities and services.
  • It can be purchased at a cost-effective price.
  • There should be the facility of lifelong renewal.
  • It should have a simple policy issuance procedure, such that there are no hassles faced by them. 
  • Cashless hospitalization should be offered in a wide network of hospitals.
  • 'Healthline’ facilities should be abetted by well qualified and experienced doctors so that one can get the right guidance when required.
  • Terms and conditions of the plan should be free of jargons.
  • There should not be any sub-limits in case of coverage offered.
  • Claims process should be easy and simple.
  • Provider should have earned much positive reviews for its services.
Thus, a person should look into all the above stated aspects in order to get the best health insurance plan.  Apollo Munich’s Easy Health is one of the plans that fulfill all the aspects. It is a complete health insurance plan that is available in three variants—Standard, Exclusive and Premium, designed to offer health cover to people of all income groups. Each of these variants is well thought and designed.
The Standard plan offers sum insured in the range of 2 Lakh to 5 Lakh. The Exclusive variant is available to people requiring sum insured in the range of 3 Lakh to 7.50 Lakh. The Premium variant is available in the range of 4 Lakh to 10 Lakh. 
The plan offers an extensive coverage for:
  • Inpatient Hospitalization expenses
  • 140 day-care procedures
  • Pre-hospitalization
  • Post-hospitalization
  • Emergency Ambulance
  • Surgical appliances
  • Operation theatre 
  • Domiciliary treatment expenses
  • Cost of prosthetic devices
  • Intensive Care Unit
  • Purchase of Blood
  • Purchase of Oxygen
Besides this, the coverage limits increase with Premium and Exclusive variants. There is additional and optional coverage for critical illness and maternity expenses.
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