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The digital world has made its way into all our lives. People can now communicate much faster with anyone across the globe. Today one can have Online Video Conferences while sitting in the comfort of their homes. This has lead to a vast number of business developments world-over. There is barely any part of our lives that remains untouched by the cyber world. Nearly all things in the physical world have an online counterpart. Likewise, health insurance online is one of the many areas that have just opened up. 
Although a lot of people feel that it is better to look for policies online but buy them in person, purchasing policies online is reliable and safe. The difference in online plans and regular health insurance policies is the mode of purchase. The policy, rules and regulations, inclusions and exclusions all remain the same regardless of the means of purchase. When buying a policy online, there are no time restrictions, or place constraints. Indian citizens residing overseas can buy a plan in India through the digital medium. The Apollo Munich website has a special feature designed to help people select the right plan based on their personal needs. 
Finding insurance plans at the simple click of a button, purchasing the policy, renewing it on time, and many other benefits are integrated in the concept of online mediclaim. Renewal of plans online is simple and can be done having to deposit any cheques or worry about filling up long forms. The steps to online renewal are straightforward. 
This would mean that purchasing and renewing an insurance policy over the internet is much easier than doing it in person. There are no long queues to wait in, and there is no need to think about the mode of payment. Even though there are individuals who are apprehensive about carrying out online transactions, there are ways to make certain that the transaction is secure.
There are a numbers of methods to ascertain whether the website and gateway used for the transaction is secured or not. People can check the security/authenticity certificate of the website. Furthermore customers can check whether the page has been secured by a security group. For instance, Apollo Munich’s transaction portal has been secured by VeriSign. If the page is not secured, it is best not to go ahead with the transaction. People can also check reviews on the website from various sources. 
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