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Health insurance products have proven to be very beneficial at the time of medical emergency. The financial coverage offered at this time of life is a major relief to the victim and his/her family. Besides this, there are many more benefits that an insured gets to enjoy a healthy lifestyle. There are several additional benefits that are included in the list of benefits to help a policy holder live life to the fullest.
There are many health insurance providers in India who design their products to offer coverage for both curative and preventive health needs of their customers. Apollo Munich, a joint venture between the Apollo Group of Hospitals and Munich Health, is one such provider. The company has included add-on services with each of its products to offer coverage for preventive health needs. There is no extra charge involved with these services, which are offered over and above a plan’s benefits.
Cashless Hospitalization
This is one of the important value-added services offered along with health insurance plans to customers. Using this facility, an insured can go and seek inpatient treatment on the basis of Cashless Hospitalization without any financial anxiety, as all medical bills, up to the sum insured, are settled by the insurer directly with the hospital. This facility can only be enjoyed for treatment availed in network hospitals.
Apollo Munich has tied up with more than 4000 hospitals in India to help its customers avail treatment on the basis of Cashless Hospitalization. There are a few points that an insured must keep in mind while using this facility. One must carry health insurance card with him/her. One should intimate TPA or the insurer, as the case may be.
Healthline
Healthline is the other value added service for insured individuals. It is a free and confidential healthcare information service staffed with registered and trained doctors. Doctors understand the health needs, a patient’s condition and then, provide general health information and recommend the best means of action.
Insured individuals can call a team of doctors and seek guidance related to self care, minor injuries and illness, knowledge about chronic diseases or/and specific medication and advice on health related issues. For Apollo Munich customers, this service is available from Monday to Friday, between 9 AM to 6 PM.
Both these two services have helped a lot of people in seeking medical treatment at the earliest. One can seek advice without any charge using Healthline facility and can seek inpatient treatment using Cashless Hospitalization without any financial anxiety.
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