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Health Insurance & Medical Insurance India
Plans > Health Insurance Plans > Individual > Individual Easy Health Plans Comparison
Plan Standard Exclusive Premium
Sum Insured per Insured Person per Policy Year (Rs. in Lakh) 1.00, 2.00, 3.00, 4.00, 5.00 3.00, 4.00, 5.00 7.50,10.00 15.00,20.00,
25.00, 50.00
4.00, 5.00 7.50, 10.00 15.00,20.00,
25.00, 50.00
1a) In-patient Treatment Covered Covered Covered
1b) Pre-hospitalization Covered Covered Covered
1c) Post-hospitalization Covered Covered Covered
1d) Day Care Procedures Covered Covered Covered
1e) Domiciliary Treatment Covered Covered Covered
1f) Organ Donor Covered Covered Covered
1g) Emergency Ambulance Upto Rs.2000 per hospitalisation Upto Rs.2000 per hospitalisation Upto Rs.2000 per hospitalisation
1h) Ayush Benefit Upto Rs 20,000 Upto Rs 25,000 Upto Rs 50,000 Upto Rs 25,000 Upto Rs 50,000
1i) Daily Cash for choosing Shared Accommodation Rs.500 per day, Maximum Rs.3,000 Rs.500 per day, Maximum Rs.3,000 Rs.800 per day, Maximum Rs.4,800 Rs.1000 per day, Maximum Rs.6,000 Rs.500 per day, Maximum Rs.3,000 Rs.800 per day, Maximum Rs.4,800 Rs.1000 per day, Maximum Rs.6,000
2a) Daily Cash for accompanying an insured child Not Covered Rs.300 per day, Maximum Rs.9,000 Rs.500 per day, Maximum Rs.15,000 Rs.800 per day, Maximum Rs.24,000 Rs.300 per day, Maximum Rs.9,000 Rs.500 per day, Maximum Rs.15,000 Rs.800 per day, Maximum Rs.24,000
2b) Newborn baby Not Covered Additional Benefit on payment of additional premium Additional Benefit on payment of additional premium
2c) Recovery Benefit Not Covered Not Covered Rs 10,000 ( > 10 days of hospitalisation) Not Covered Rs 10,000 ( > 10 days of hospitalisation)
3a) Maternity Expenses Not Covered Normal Delivery Rs. 15,000* Caesarean Delivery Rs. 25,000* (* Including Pre/Post Natal limit of Rs.1,500 and New Born limit of Rs.2,000) [Waiting Period of 6 years] Normal Delivery Rs. 25,000* Caesarean Delivery Rs. 40,000* (* Including Pre/Post Natal limit of Rs. 2,500 and New Born limit of Rs.3,500) [Waiting Period of 6 years] Normal Delivery Rs. 30,000* Caesarean Delivery Rs. 50,000* (* Including Pre/Post Natal limit of Rs. 5,000 and New Born limit of Rs.5,000) [Waiting Period of 4 Years] Normal Delivery Rs. 15,000* Caesarean Delivery Rs. 25,000* (* Including Pre/Post Natal limit of Rs.1,500 and New Born limit of Rs.2,000) [Waiting Period of 6 years] Normal Delivery Rs. 25,000* Caesarean Delivery Rs. 40,000* (* Including Pre/Post Natal limit of Rs. 2,500 and New Born limit of Rs.3,500) [Waiting Period of 6 years] Normal Delivery Rs. 30,000* Caesarean Delivery Rs. 50,000* (* Including Pre/Post Natal limit of Rs. 5,000 and New Born limit of Rs.5,000) [Waiting Period of 4 Years]
3b) Outpatient Dental Treatment Waiting Period 3 years Not Covered Not Covered Upto 1 % of Sum insured subject to a Maximum of Rs.5,000 Upto 1 % of Sum insured subject to a Maximum of Rs. 7,500
3c) Spectacles, Contact Lenses, Hearing Aid Every Third Year Not Covered Not Covered Upto Rs.5,000 Upto Rs. 7500
3d) E-Opinion in respect of a Critical Illness Not Covered Not Covered Covered
4 Critical Illness Rider Optional, if opted then the Critical Illness Sum Insured 50% or 100% of In-patient Sum Insured subject to minimum of Rs 100,000 Optional, if opted then the Critical Illness Sum Insured 50% or 100% of In-patient Sum Insured Optional, if opted then the Critical Illness Sum Insured 50% or 100% of In-patient Sum Insured upto a maximum of Rs 10 Lacs Optional, if opted then the Critical Illness Sum Insured 50% or 100% of In-patient Sum Insured Optional, if opted then the Critical Illness Sum Insured 50% or 100% of In-patient Sum Insured upto a maximum of Rs 10 Lacs
5 Health Checkup Upto 1% of Sum Insured per Insured Person, only once at the end of a block of every continuous four claim free years. Upto 1% of Sum Insured subject to a Maximum of Rs.5,000 per Insured Person, only once at the end of a block of every continuous three policy years Upto 1% of Sum Insured subject to a Maximum of Rs.5,000 per Insured Person, only once at the end of a block of every continuous two policy years
Benefits under 3b), 3c), 3d) and 5) are subject to pre-authorisation by the Apollo Munich



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