Compare Health Insurance Plans

Plan		Standard	Exclusive		Premium
Sum Insured per Insured Person per Policy Year (in lakhs)		1.00, 2.00, 3.00, 4.00, 5.00	3.00, 4.00, 5.00	7.50	4.00, 5.00	7.50, 10.00
1	In-patient Treatment
2	Pre-hospitalisation
3	Post-hospitalisation
4	Day Care Procedures
5	Domiciliary Treatment
6	Daily Cash for choosing Shared Accommodation	Rs. 500 per day, Maximum Rs. 3,000	Rs. 500 per day, Maximum Rs. 3,000	Rs. 800 per day, Maximum Rs. 4,800	Rs. 500 per day, Maximum Rs. 3,000	Rs. 800 per day, Maximum Rs. 4 ,800
7	Organ Donor
8	Emergency Ambulance	Upto Rs. 2,000	Upto Rs. 2,000	Upto Rs. 2,000	Upto Rs. 2,000	Upto Rs. 2,000
9	Daily Cash for accompanying an insured child	-	Rs. 300 per day, Maximum Rs. 9,000	Rs. 500 per day, Maximum Rs. 15,000	Rs. 300 per day, Maximum Rs. 9,000	Rs. 500 per day, Maximum Rs. 15,000
10	Newborn baby	-	Optional	Optional	Optional	Optional
11	Maternity Expenses with Waiting Period of 6 years	-	Normal Delivery Rs. 15,000* Caesarean Delivery Rs. 25,000* (* Including Pre/Post Natal limit of Rs.1,500 and New Born limit of Rs. 2,000)	Normal Delivery Rs. 25,000* Caesarean Delivery Rs. 40,000* (* Including Pre/Post Natal limit of Rs. 2,500 and New Born limit of Rs. 3,500)	Normal Delivery Rs. 15,000* Caesarean Delivery Rs. 25,000* (* Including Pre/Post Natal limit of Rs.1,500 and New Born limit of Rs. 2,000)	Normal Delivery Rs. 25,000* Caesarean Delivery Rs. 40,000* (* Including Pre/Post Natal limit of Rs. 2,500 and New Born limit of Rs. 3,500)
12	Outpatient Dental Treatment with Waiting Period of 3 years	-	-	-	Upto 1 % of Sum insured subject to a Maximum of Rs.5,000
13	Spectacles, Contact Lenses, Hearing Aid Every Third Year	-	-	-	Upto Rs.5,000	Upto Rs.5,000
14	E-Opinion in respect of a Critical Illness	-	-	-	Covered, one opinion per policy year
15	Additional Cover for Critical Illness	Not Offered	Optional 50% or 100% of basic Sum Insured
16	Health Checkup	Upto 1% of Sum Insured per Insured Person, only once at the end of a block of every continuous four claim free years.	Upto 1% of Sum Insured subject to a Maximum of Rs.5,000 per Insured Person, only once at the end of a block of every continuous three claim free years.		Upto 1% of Sum Insured subject to a Maximum of Rs.5,000 per Insured Person, only once at the end of a block of every continuous two claim free years.
Benefits under 12, 13, 14 and 16 are subject to pre-authorisation by the TPA

Disclaimer
This is only a summary of the product features. The actual benefits available are as described in the policy, and will be subject to the policy terms, conditions and exclusions. Please seek the advice of your insurance advisor if you require any further information or clarification.