Indian health Insurance sector is a little over a decade old but with huge growth potential, it is growing rapidly. At present, there is only a handful of people in India that are under health cover but it is expected to increase by six times by 2015,because of increase in income level and change in lifestyle. It has been noticed that innovation coupled with variety, value and choice are some of the parameters driving Indian health Insurance.
The scope of health insurance is high with abundance of healthcare solutions provided by the private sector. Consumers prefer private healthcare sector because of better quality of care and more number of medical benefits and facilities. With all kinds of health insurance policies available, it allows all of us to have healthcare coverage. Insurance policies are available against all sorts of health risks, for all age groups and for all income levels. There is just a need to take a step ahead and make a choice according to personal healthcare needs.
There are many healthcare options, each of which has its own advantages and disadvantages. As per the research and market survey, family health insurance is performing the best with respect to quality of services and its penetration into market. It entitles more than one person to insurance services. As compared to individual health insurance plan, it is beneficial to invest in family health plan. At the expense of single insurance premium, one health cover looks after the healthcare needs of all family members. All covered members can enjoy health insurance benefits as and when required in life.
With time Indian Health Insurance sector has improved. It has come up with variety of healthcare products. Giving wide range of choice to citizens of country, it enable of all them to get their future secured. People can invest in best health insurance policy and thereby enjoy quality treatment in times of need. However, the best health plan for the individual buyer will be the one that can satisfy maximum of his/ her healthcare needs.
In health insurance there is not only an increase in number of plans but there are several other improvisations in the process. For instance, private health insurance companies have made the process much easier by making an appearance on digital front. Operating through the insurance sites all can extract the relevant and necessary information without spending much time. It makes the process instant saving a lot of time. On the website itself, one can obtain details like policy premium. Online portals of the companies provide an access to the link like premium calculator allowing buyers to calculate exact amount to be paid as premium. In addition, free of cost policy quotes can also be acquired with few clicks of mouse. Displaying authentic information about all their products, they make the process transparent and hassle free.
The private sector has made stride in bringing out the better improved products. Keeping it in mind, several new entrants have captured Indian health Insurance market. One of them is Apollo Munich Health Insurance Company, the joint venture between the Apollo Group of Hospitals, Asia's largest healthcare group and Munich Health, a part of Munich Re. The Apollo Munich Health, a standalone health insurance provider, has turned up in market to provide innovative health insurance solution
to every citizen of India and becoming their partners in positive health.
We, at Apollo Munich, offer a wide array of health insurance products to assist quality healthcare protection. The company has established its branch offices in almost all the main cities of the country. Our products are offered on a 'cashless basis' in more than 4000 hospitals across India and on ‘reimbursement basis’ across all hospitals in the country. All our tailor made plans allow people of all income groups to find best healthcare solution under the shelter of comprehensive policies. With different sum insured options, we make easy for buyer to pick the plan that can best fit into the frame of personal healthcare needs.
There is a range of products that matches with the lifestyle of an individual. Easy Health, Easy Travel and Personal Accident plan are carefully planned looking into the needs of individuals, families and groups. Optima Restore is our newly launched products that offer you innovative healthcare coverage weaving along first of its kind benefits. On the other hand, Optima Senior is a plan that is designed exclusively for senior citizens of country. With all such variety, we have made the provision of health security for all.
In addition to our products, we offer a few add-on services for all our clients. Healthline is one such service that provides assistance for taking the right decision in the direction of personal health. With the help of this service, one can get in touch with us to acquire primary consultation or health related counseling when in doubt. These are means adopted to help our clients to stay healthy. We aim to make best healthcare affordable and easy going for all. This will help improve the health condition over all in the country.