Health insurance agents are people who are authorized to sell insurance. Insurance is a subject that requires a thorough understanding of the policies and procedures as well as of the products that are being sold. In addition to that your health insurance provider also needs to be aware of other things like what is the competition offering? What are the government policies? What tax benefits does your policy make you eligible for?
As a result, not just any one can become a health insurance agent. Health insurance providers
or companies are very strict as to who they accept as their agents. In addition to that the potential health insurance agents have to undergo an orientation course and sit for accreditation. Only those individuals who clear their certification are accepted by health insurance companies as their agents who are then authorized to sell health insurance services.
As health insurance policies in general are full of complex language and technical jargon, and you do need to research and understand them well before investing in one. In addition to just visiting the websites of the various health insurance companies online to understand what they offer, it might be a good idea to invite one of their health insurance agents to explain the insurance contract to you. The agents would then advise you on what health policy is available with them and how that can be matched to your requirements.