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Plan |
Standard |
Exclusive |
Premium |
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Sum Insured per Policy(in lakhs) |
2.00, 3.00, 4.00, 5.00 |
3.00, 4.00, 5.00 |
7.50
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4.00, 5.00 |
7.50, 10.00
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1
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In-patient Treatment |
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2 |
Pre-hospitalisation
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3 |
Post-hospitalisation
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4 |
Day Care Procedures
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5 |
Domiciliary Treatment
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6 |
Daily Cash for choosing
Shared Accommodation
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Rs.500 per day, Max. Rs.3,000
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Rs.500 per day,
Max. Rs.3,000
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Rs.800 per day,
Maximum Rs.4,800
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Rs.500 per day,
Maximum Rs.3,000
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Rs.800 per day,
Maximum Rs.4,800
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7 |
Organ Donor
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8 |
Emergency Ambulance
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Upto Rs.2,000
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Upto Rs.2,000
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Upto Rs.2,000
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Upto Rs.2,000
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Upto Rs.2,000
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9 |
Daily Cash for accompanying
an insured child
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- |
Rs.300 per day,
Maximum Rs.9,000
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Rs.500 per day,
Maximum Rs.15,000
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Rs.300 per day, Maximum Rs.9,000
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Rs.500 per day, Maximum Rs.15,000
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10 |
Newborn baby
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- |
Optional
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Optional
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Optional
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Optional
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11 |
Maternity Expenses with Waiting Period of 4 years
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- |
Normal Delivery Rs. 15,000* Caesarean Delivery Rs. 25,000* (* Incl. Pre/Post Natal
limit of Rs.1,500 and New Born limit of Rs.2,000)
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Normal Delivery Rs. 25,000* Caesarean Delivery Rs. 40,000* (* Incl. Pre/Post Natal
limit of Rs. 2,500 and New Born limit of Rs.3,500)
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Normal Delivery Rs. 15,000* Caesarean Delivery Rs. 25,000* (* Incl. Pre/Post Natal
limit of Rs.1,500 and New Born limit of Rs.2,000)
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Normal Delivery Rs. 25,000* Caesarean Delivery Rs. 40,000* (* Incl. Pre/Post Natal
limit of Rs. 2,500 and New Born limit of Rs.3,500)
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12 |
Outpatient Dental Treatment
with Waiting Period of 3 years
|
- |
- |
- |
Upto 1 % of Sum insured subject to a Maximum of Rs.5,000
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13 |
Spectacles, Contact Lenses,
Hearing Aid Every Third Year |
- |
- |
- |
Upto Rs.5,000
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Upto Rs.5,000
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14 |
E-Opinion in respect
of a Critical Illness
|
- |
- |
- |
Covered, one opinion per policy year
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15 |
Additional Cover for
Critical Illness
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Not Offered |
Optional 50% or 100% of basic Sum Insured |
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16 |
Health Checkup
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Upto 1% of Sum Insured per Policy, only once at the end of a block of every continuous
four claim free years |
Upto 1% of Sum Insured per Policy subject to a Maximum Rs. 5,000 per Insured Person,
only once at the end of a block of every continuous three claim free years. |
Upto 1% of Sum Insured per Policy subject to a Maximum Rs. 5,000 per Insured Person,
only once at the end of block of every continuous two claim free years. |
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Benefits under 12, 13, 14 and 16 are subject to pre-authorisation by the TPA |
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Disclaimer
This is only a summary of the product features. The actual benefits available
are as described in the policy, and will be subject to the policy terms, conditions
and exclusions. Please seek the advice of your insurance advisor if you require any
further information or clarification.
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