These days more and more companies are becoming employee-centric and every now-and-then introduce various benefits for employees’ betterment. Group insurance has emerged as one of the most preferred benefit. Group insurance ensures better health benefits for employees and increased employee satisfaction. Through this an employee can avail various benefits which are otherwise non-affordable in individual insurance policy.
Group health insurance is beneficial in the sense that it comes at a lower insurance premium as the risk is spread out among the group of members. Members to be insured, will pool into the policy and can claim the coverage as and when required. In this way, the individual need not run around but can get the health security through the employer.
Today there are several options available in health insurance sector in India. They have been formulated to resolve the healthcare needs of people across the nation. Healthcare needs differ from individual to individual as well as from family to family. So, personal healthcare needs must be analyzed before finalizing any health plan.
In health insurance there are various options available. They are available in the form of
Individual Health Coverage
Family Health Coverage
Group Health Coverage
Senior Health Coverage
As per the need, all of us can buy the plan and enjoy best healthcare without any financial crisis. Among them, group health insurance is the one offered by corporates.
When an organization is going in for group mediclaim insurance policy, it should evaluate options like co-payment, names of the medical service providers on the preferred list and their locational accessibility. Further, a good group mediclaim insurance plan should also offer some built in flexibility to individual needs within s the group. Group Health Insurance from Apollo Munich Health provides all this at a nominal premium. It not only offers coverage against the unexpected health concerns but also provides preventive health solutions.
Apollo Munich Health is a joint venture between India’s largest integrated healthcare group, the Apollo Hospitals Group, and Munich Health, Europe’s leading healthcare insurer. With a backbone of over 60 years of experience globally, Apollo Munich Health offers a comprehensive range in corporate health insurance plans that are designed keeping company and employee needs in mind. Being a pure health insurance company, it simply concentrates on the healthcare needs of people. It aims at making best healthcare feasible for all. All its policies are framed with a view to reduce the gap between the treatment cost and people’s pocket. Policies are devised while keeping the focus on the changing healthcare needs. With this objective, today Apollo Munich has plans for people of all ages and income groups.
With such variety of health plans available, it enable citizens of India to find a suitable healthcare coverage for self. The option of Group Health Insurance can offer appropriate coverage to the employees.
Highlights of Apollo Munich Health’s Group Health Insurance plans:
Provides broad cover for medical treatment of illnesses and accidents that require ‘in-patient’ hospitalization
Critical illness cover (available as an option)
Covers diagnostic procedures, boarding & lodging, ICU, Surgery cost and prosthetic costs among others
With all such features and benefits, the policy offer comprehensive coverage to the buyers. At the cost of reasonable premium, insured group can enjoy best treatment as and when required.
Healthcare coverage is imperative for all. Today it is no more a choice but has become a necessity. There are innumerable plans available in the health insurance market. They offer wide range of choice to people. Each one of us can select the plan that can ensure best coverage while facing health mishap. Under the coverage of the policy, one can seek health treatment even on cashless basis. The benefit of cashless mediclaim enable the covered members to enjoy required treatment on cashless basis. There are other additional benefits like critical illness coverage which will offer security from certain specified critical illnesses.
Once insured, people need not worry about the hospital bills. With the help of policy, best treatment can be availed without any fiscal hassle. Paying policy premium on annual basis is better than meeting expensive treatment cost on urgent note. Without even putting any financial burden, the insurance cover can relieve all the healthcare worries. With a Group Health Insurance you can enjoy insurance services as and when required. So, don’t delay your healthcare coverage any further. Get insured today under the best plan and get relieved of medical care worries.