Top ratings across two independent health insurance product surveys by Hindustan Times and Economic Times/I save. "Innovation of the Year 2012" award in Asia for Optima Restore, and Finnoviti award for best product innovation in health insurance in India.
Our products offer the benefit of lifelong renewal ensuring that your health insurance plan sticks with you when you need it the most.
With no limits and restriction in our plans, our health insurance plans allow you to choose the level of care and treatment you desire.
Ensures no hassles at policy renewal by ensuring no additional loadings or conditions are applied just because you made a claim.
Our products were the first to introduce benefits such as lifelong coverage, portability, no room rent limits, restore benefit and multiplier benefits. We have been recognized both nationally and internationally for our innovation. Best product innovation award in Asia by the Asia Insurance Review , Finnoviti award for best product innovation in health insurance.
We are one of the few insurance companies to be ISO 9001:2008 certified, thereby establishing our efficiencies in claim processing, policy processing and customer service.
The premier company to introduce the Restore benefit that automatically restores your sum insured in case you exhaust it in a policy year at no extra cost.
The premier insurance company that increases your SI by upto 50% in case you don’t make claim at no extra cost.
Direct claims settlement across the widest network of hospitals, ensuring no payment hassles to the customer.
A one India plan that does not penalize or lower your cover just because you seek treatment in a different location across the country.
We are in the business to pay claim. Over 95% of the claims are settled within 30 days with average claims settlement duration of 15 days for clear cases.
AMHI’s Easy Health offers a comprehensive wellness program that includes dedicated telephone service "Healthline", online health risk assessment tool "HRA", discount at Apollo Pharmacies, E- opinion etc. Thus helping you prevent any serious complications to your health.
Our health insurance plans offer you tax benefits as per Sec 80C of the Income Tax act.
All our plans allow you the facility to port into them with transfer of benefits and reduced waiting periods.
Distinguished parentage of the Apollo Hospitals Group which is the largest health care provider in Asia and Munich Re which is the largest reinsurer in the world.
Constant access to a 24X7 customer service team to readily address any policy related or claims related help you may require at any time.
Includes coverage for large range of health-care needs that include hospitalisation, maternity coverage, dental and optical coverage, OPD treatment and also general health checkups.
Our policies also cover treatment that does not require 24 hour hospitalisation due to medical advancement and technologies.
Buy policy in just three steps from the comfort of your home.
We have high level encryptions to secure your personal data.
|Offerings||Apollo Munich||Majority of others|
|Restore Benefit||Offered||Not available|
|Multiplier benefit||Offered||Not available|
|Pre/Post Hospitalisation||60/180 days coverage||Most Insurers offers 30/60 days coverage|
|100% Life Long Policy Renewal||Offered||Offer cover around 75 years only|
|No Sub-limits on Room Rent||Offered||Sublimits on room rent|
|No geography based sublimits||Offered||Co-pay/Sublimit based on geography|
|No claim based loading||Offered||Most Insurers don’t offer|
|Health Line Support for any time Medical Assistance||Offered||Most Insurers don’t offer|