1) Award Winning Products:

Top ratings across two independent health insurance product surveys by Hindustan Times and Economic Times/I save. "Innovation of the Year 2012" award in Asia for Optima Restore, and Finnoviti award for best product innovation in health insurance in India.

2) Lifelong Renewals:

Our products offer the benefit of lifelong renewal ensuring that your health insurance plan sticks with you when you need it the most.

3) No Room Rent Limits /Sub-limits:

With no limits and restriction in our plans, our health insurance plans allow you to choose the level of care and treatment you desire.

4) No Claims based underwriting:

Ensures no hassles at policy renewal by ensuring no additional loadings or conditions are applied just because you made a claim.

5) Innovative Products:

Our products were the first to introduce benefits such as lifelong coverage, portability, no room rent limits, restore benefit and multiplier benefits. We have been recognized both nationally and internationally for our innovation. Best product innovation award in Asia by the Asia Insurance Review , Finnoviti award for best product innovation in health insurance.

6) ISO 9001:2008 Certified:

We are one of the few insurance companies to be ISO 9001:2008 certified, thereby establishing our efficiencies in claim processing, policy processing and customer service.

7) Restore Benefit:

The premier company to introduce the Restore benefit that automatically restores your sum insured in case you exhaust it in a policy year at no extra cost.

8) Multiplier Benefit:

The premier insurance company that increases your SI by upto 50% in case you don’t make claim at no extra cost.

9) Cashless Hospitalisation:

Direct claims settlement across the widest network of hospitals, ensuring no payment hassles to the customer.

10) No Geography Based Restrictions:

A one India plan that does not penalize or lower your cover just because you seek treatment in a different location across the country.

11) Fast Claim Settlement:

We are in the business to pay claim. Over 95% of the claims are settled within 30 days with average claims settlement duration of 15 days for clear cases.

12) Complete Healthcare Support:

AMHI's Easy Health offers a comprehensive wellness program that includes dedicated telephone service "Healthline", online health risk assessment tool "HRA", discount at Apollo Pharmacies, E- opinion etc. Thus helping you prevent any serious complications to your health.

13) Save tax under Section 80D:

Our health insurance plans offer you tax benefits as per Sec 80C of the Income Tax act.

14) Choice of Portability:

All our plans allow you the facility to port into them with transfer of benefits and reduced waiting periods.

15) Health Insurance Expertise:

Distinguished parentage of the Apollo Hospitals Group which is the largest health care provider in Asia and Munich Re which is the largest reinsurer in the world.

16) 24-Hour Helpline Service:

Constant access to a 24X7 customer service team to readily address any policy related or claims related help you may require at any time.

17) Wide Range of Coverage:

Includes coverage for large range of health-care needs that include hospitalisation, maternity coverage, dental and optical coverage, OPD treatment and also general health checkups.

18) Covers Day Care Surgeries:

Our policies also cover treatment that does not require 24 hour hospitalisation due to medical advancement and technologies.

19) Quick Policy Issuance:

Buy policy in just three steps from the comfort of your home.

20) Secure Online Purchase:

We have high level encryptions to secure your personal data.

Health Insurance Plans for Individuals upto 65 years
  • Comprehensive coverage for hospitalisation
  • Sum insured options ranging from 3 lakhs to 15 lakhs
  • Cashless hospitalization in more than 4000 hospitals across India
  • Lifelong Renewal
  • No Sub-Limits on room rent or Co-Payments
  • No additional loadings at renewal due to claims
  • First of its kind Restore benefit which restores entire sum insured with no extra charges
  • Unique multiplier benefit that offers a bonus of 50% of sum insured for every claim free year
Our Unbelievable Plan
Sum Insured starting from 3-15 lakhs + Restore benefit to auto-reinstate your sum insured + Multiplier benefit offers a no claim benefit of 50% every year + Pre& Post hospitalization coverage for 60 days & 180 days + 140 Day-care procedures + Domiciliary treatment + Expenses for Organ Donor + Emergency Ambulance + Lifelong renewal + No additional loadings at renewal due to claims+No sublimits + No co-payment Calculate & Buy
Our Most Popular Plan
Sum Insured starting from 2-5 Lakhs + Hospitalization + Pre-hospitalization + Post-hospitalization + 140 Day-care procedures + Domiciliary treatment + Daily Cash + Expenses for Organ Donor + Emergency Ambulance + Health Check-up Calculate & Buy
Our Plan For Young Family
Sum Insured starting from 3-7.5 Lakhs + Hospitalization + Pre-hospitalization + Post-hospitalization + 140 Day-care procedures + Domiciliary treatment + Daily Cash + Expenses for Organ Donor + Emergency Ambulance + Health Check-up + Maternity expenses + Coverage for New Born Baby + Daily cash for accompanying an insured child Calculate & Buy
Our Premium Plan
Sum Insured starting from 4-10 Lakhs+ Hospitalization + Pre-hospitalization + Post-hospitalization + 140 Day-care procedures + Domiciliary treatment + Daily Cash + Expenses for Organ Donor + Emergency Ambulance + Health Check-up + Maternity expenses + Coverage for New Born Baby + Daily cash for accompanying an insured child + Critical Illness + Dental Treatment + Spectacles, contact lenses Calculate & Buy

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