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Health Insurance & Medical Insurance India
Plans > Health Insurance Plans > Individual > Optima Restore Individual > Read Fact File
Basic Sum insured per insured person per policy year(Rs. in Lakhs) 3,5,10,15 20,25,50
1) Inpatient treatment Covered
Pre-hospitalisation Covered, upto 60 days
Post hospitalisation Covered upto 180 days
Day Care procedures All Day Care Treatment Covered
Domiciliary treatment Covered
Organ donor Covered
Daily cash for Choosing shared accommodation Rs. 800 per day for max 6 days Rs. 1000 per day for max 6 days
Emergency Ambulance upto Rs. 2000 per hospitalisation
E-opinion in respect of critical illnesses One opinion per policy year
2) Restore Benefit Equal to 100% of basic sum insured
3) Multiplier Benefit Bonus of 50% of the Basic Sum Insured for every claim free year, maximum upto 100%.In case of claim, bonus will be reduced by 50% of the basic sum insured. However this reduction will not reduce the Sum Insured below the basic Sum Insured of the policy
4) Health Checkup Not covered Upto 1% of Sum Insured subject to a Maximum of Rs.10,000 per Insured Person, only once at the end of a block of every continuous two policy years

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