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Health Insurance & Medical Insurance India
Plans > Health Insurance Plans > Individual > Optima Restore Individual > Read Fact File
S.No BENEFIT COVERAGE
  Basic Sum Insured per Insured Person per Policy Year (Rs. in Lakh) 3.00, 5.00, 10.00, 15.00
1a) In-patient Treatment Covered
1b) Pre-Hospitalization Covered, upto 60 Days
1c) Post-Hospitalization Covered, upto 180 Days
1d) Day Care Procedures Covered
1e) Domiciliary Treatment Covered
1f) Organ Donor Covered
1g) Emergency Ambulance Upto Rs.2,000 per Hospitalisation
2) Restore Benefit Equal to 100% of Basic Sum Insured, Restore benefit automatically reinstates the basic sum insured in case you exhaust it in a policy year.
3) Multiplier Benefit Bonus of 50% of the Basic Sum Insured for every claim free year, maximum upto 100%. In case of claim, bonus will be reduced by 50% of the basic sum insured However this reduction will not reduce the Sum Insured below the basic Sum Insured of the policy.


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