Mr. Krishnan Ramachandran was born in Chennai, India. As the Chief Operating Officer he handles Underwriting and Product Development, Actuarial, Claims & Provider Management, Customer Service and Technology. He is one of the founding management team members of Apollo Munich, involved in company setup i.e. licensing, business plan development, product filing, establishment of operating policies & processes, recruitment etc.
He has over 16 years of global experience including more than six years with Deloitte, New York where he provided advisory services to several major US insurance companies.
He is an Electrical Engineer from IIT-Madras and an MBA from IIM-Calcutta. Krishnan is married to Archana and they have two daughters.